Delaware County property record for 440 Ridge Ln, Springfield, PA 19064
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,832 sqft · built 1966 |
| Lot Size | 0.217 acres (9,453 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $776,000 (Sep 2025) |
| Tax Bill | $10,620 (2026) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Jan 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-00-05206-14 |
| Primary APN | 42-00-05206-14 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,832 sqft Living Area |
| 1st Floor Area | 2,832 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Stone |
| Lot Area | 9,453 sqft (0.217 acres) |
| Lot Width | 27 ft Width |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 4202014000 |
|---|---|
| Street Address | 440 RIDGE LN |
| City | SPRINGFIELD |
| State | PA |
| Zip | 19064-1119 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2 STY HSE GAR 27 X A39.75 X 125 |
| Legal Subdivision | ROLLING GREEN ACRES INC SEC 02 |
| Legal Lot Number | 136 |
| Jurisdiction | DELAWARE PA |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 407802 |
Source: Delaware County records, as of May 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 440 RIDGE LN, SPRINGFIELD, PA 19064-1119 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 12, 2025 | Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jan 13, 2022 | Deed, Transfer · Conventional Mortgage KEYSTONE FUNDING INC |
| Jan 27, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 12, 2025 · Amount on Record |
| Deed Sale | Sep 12, 2025 · Amount on Record |
| Prior Sale | Jan 13, 2022 · Amount on Record |
| Deed Document Number | 202533652 |
| Deed Book / Page | 7076 / 4375 |
| Prior Transfer Date | Nov 15, 1999 |
| Prior Transfer Doc | 0000089806 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DELAWARE PA |
| Recording Date | Sep 12, 2025 |
| Property Address | 440 RIDGE LN, SPRINGFIELD, PA 19064-1119 |
| Document Number | 0070764375 |
| Book / Page | 7076 / 4375 |
| Map Reference | MB 6790 PG 488 |
| Instrument Date | Sep 12, 2025 |
| Instrument | 2025033652 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | WHITFORD LAND TRANSFER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,760.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 440 RIDGE LN, SPRINGFIELD, PA 19064-1119 |
| Document Number | 0070764380 |
|---|---|
| Date | Sep 12, 2025 |
| Instrument | 7076/4380 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Type Change Date | Oct 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.6% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.6% |
| Document Type | Deed |
|---|---|
| Jurisdiction | DELAWARE PA |
| Recording Date | Jan 13, 2022 |
| Property Address | 440 RIDGE LN, SPRINGFIELD, PA 19064-1119 |
| Document Number | 0067900488 |
| Book / Page | 6790 / 488 |
| Instrument Date | Jan 7, 2022 |
| Instrument | 2022003106 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2022 |
| Title Company | TS EXECUTIVE ABSTRACT LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,590.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 440 RIDGE LN, SPRINGFIELD, PA 19064-1119 |
| Document Number | 0006790493 |
|---|---|
| Date | Jan 13, 2022 |
| Instrument | 6790/493 |
| Name | KEYSTONE FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE PA |
| Property Address | 440 RIDGE LN, SPRINGFIELD, PA 19064-1119 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 440 RIDGE LN, SPRINGFIELD, PA 19064-1119 |
| Document Number | 0066391350 |
|---|---|
| Date | Jan 27, 2021 |
| Book Page | 6639/1350 |
| Instrument | 2021005049 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 298 Months |
| Due | Nov 17, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Delaware County assessment roll, as of May 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Delaware County |
| County Subdivision | Springfield Township |
| Unified School District | Springfield School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,620.00 (+2.16%) | $354,370 (-) Land $99,430 Building $254,940 | $354,370 (-) Land $99,430 Building $254,940 |
| 2025 | $10,395.00 (+7.49%) Homeowner's exemption | $354,370 (-) Land $99,430 Building $254,940 | |
| 2024 | $354,370 Land $99,430 Building $254,940 | ||
| 2023 | $9,671.00 Homeowner's exemption | ||
| 2021 | $354,370 (-) | ||
| 2020 | $354,370 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 61 (1979–2020) |
| Claims Outside the SFHA | 17 of 61 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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