447 Rico St, Salinas, CA 93907 Property Records

Monterey County property record for 447 Rico St, Salinas, CA 93907

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,080 sqft · built 1985
Lot Size	0.129 acres (5,598 sqft)
Owner	Individual Name on File
Last Sale	$390,000 (Oct 2017)
Tax Bill	$5,567 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`261-782-015-000`

Property Details

APN / Parcel Number

Primary APN	`261-782-015-000`
Alternative APN	`261-782-015`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	5,598 sqft (0.129 acres)
Garage Area	415 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	261-782-015
Street Address	447 RICO ST
City	SALINAS
State	CA
Zip	93907-2104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRENTWOOD WEST TRACT NO 991 LOT 15 BLK 2
Legal Subdivision	BRENTWOOD WEST
Legal Tract	991
Legal Block	2
Legal Lot Number	15
Jurisdiction	MONTEREY CA
Township / Civil Division	SALINAS
Census Block Group	2
Census Block	2007
Census Tract	1801

Owner

447 Rico St is owned and occupied by an individual who bought it in October 2017.

Source: Monterey County records, as of August 6, 2026

Owner of Record	Individual Name on File
Mailing Address	447 RICO ST, SALINAS, CA 93907-2104
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Sep 16, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Oct 19, 2017	Grant Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2017 · Amount on File
Deed Sale	Oct 19, 2017 · Amount on File
Prior Sale	Jun 16, 1994 · Amount on File
Deed Document Number	201758530
Prior Transfer Date	Jun 25, 2016
Prior Transfer Doc	0000035869
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	447 RICO ST, SALINAS, CA 93907-2104
Transaction Type	Mortgage
Record Updated	Aug 15, 2023
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	447 RICO ST, SALINAS, CA 93907-2104

Mortgage

Document Number	0000076374
Date	Nov 9, 2021
Instrument	2021076374

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	447 RICO ST, SALINAS, CA 93907-2104
Document Number	0000041576
Instrument Date	Sep 16, 2019
Transaction Type	Mortgage
Record Updated	Oct 7, 2019
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	447 RICO ST SALINAS CA 939072104, SALINAS, CA 93907-2104

Mortgage

Document Number	0000041576
Date	Sep 20, 2019
Instrument	41576

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 19, 2049

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Oct 19, 2017
Property Address	447 RICO ST, SALINAS, CA 93907-2104
Document Number	0000058530
Map Reference	MB15 PG40
Instrument Date	Oct 6, 2017
Instrument	2017058530
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	447 RICO ST, SALINAS, CA 93907-2104

Mortgage

Document Number	0000058531
Date	Oct 19, 2017
Instrument	2017058531

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 447 Rico St was $5,567.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Salinas City
Elementary School District	Salinas City Elementary School District (KG - 06)
Secondary School District	Salinas Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$452,623 (+2%) Land $243,720 Building $208,903
2025	$5,567.00	$443,749 Land $238,942 Building $204,807
2023	$4,926.00 (+3.88%)	$426,519 Land $229,664 Building $196,855
2022	$4,742.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 447 Rico St in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2023 · Severe Winter Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 447 Rico St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWSC SALINAS private · serves 114,286 people · EPA ID CA2710010
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 666 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Cruzio, Etheric Networks, GeoLinks, T-Mobile.

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