435 Rico St, Salinas, CA 93907 Property Records

Monterey County property record for 435 Rico St, Salinas, CA 93907

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,533 sqft · built 1985
Lot Size	0.114 acres (4,984 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Nov 2009)
Tax Bill	$3,737 (2025)
Deeds & Mortgages	Feb 2026 Second Mortgage Jul 2017 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`261-782-018-000`

Property Details

APN / Parcel Number

Primary APN	`261-782-018-000`
Alternative APN	`261-782-018`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,533 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	H-Shape
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	4,984 sqft (0.114 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	261-782-018
Street Address	435 RICO ST
City	SALINAS
State	CA
Zip	93907-2104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRENTWOOD WEST TRACT NO 991 LOT 18 BLK 2
Legal Subdivision	BRENTWOOD WEST
Legal Tract	991
Legal Block	2
Legal Lot Number	18
Jurisdiction	MONTEREY CA
Township / Civil Division	SALINAS
Census Block Group	2
Census Block	2007
Census Tract	1801

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	435 RICO ST, SALINAS, CA 93907-2104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jul 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage ONY GLO INC
Dec 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage INTERCONTINENTAL CAPITAL GROUP INC
Oct 16, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2009 · Amount on Record
Deed Sale	Nov 3, 2009 · Amount on Record
Prior Sale	Dec 10, 2008 · Amount on Record
Deed Document Number	200971210
Last Transfer Date	Oct 8, 2019
Transfer Doc	0000047882
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	435 RICO ST, SALINAS, CA 93907-2104
Transaction Type	Mortgage
Record Updated	Mar 10, 2026
Title Company	ROCKET CLOSE LLC RESIDENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 RICO ST, SALINAS, CA 93907-2104

Mortgage

Document Number	0000003945
Date	Feb 10, 2026
Instrument	2026003945

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2046

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	435 RICO ST, SALINAS, CA 93907-2104
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038107
Date	Jul 19, 2017
Instrument	2017038107

Lender

Name	ONY GLO INC
Type	Non-Lending Institution
Address	LOS ANGELES, CA 90010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	435 RICO ST, SALINAS, CA 93907-2104
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL AGENCY SOL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 RICO ST, SALINAS, CA 93907-2104

Mortgage

Document Number	0000070620
Date	Dec 1, 2020
Instrument	2020070620

Lender

Name	INTERCONTINENTAL CAPITAL GROUP INC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Oct 16, 2019
Property Address	435 RICO ST, SALINAS, CA 93907-2104
Document Number	0000047882
Map Reference	VOL 15 PG 40
Instrument Date	Oct 8, 2019
Instrument	2019047882
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	WFG NATIONAL TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	435 RICO ST, SALINAS, CA 93907-2104

Mortgage

Document Number	0000047883
Date	Oct 16, 2019
Instrument	2019047883

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Salinas City
Elementary School District	Salinas City Elementary School District (KG - 06)
Secondary School District	Salinas Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$309,392 (+2%) Land $131,654 Building $177,738
2025	$3,737.00 (+9.24%) Homeowner's exemption	$303,326 (+4.04%) Land $129,073 Building $174,253
2024	$3,421.00 (+3.51%)
2023	$3,305.00 (+3.96%) Homeowner's exemption	$291,550 Land $124,062 Building $167,488
2022	$3,179.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2023 · Severe Winter Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWSC SALINAS private · serves 114,286 people · EPA ID CA2710010
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 666 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Cruzio, Etheric Networks, GeoLinks, T-Mobile.

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