447 Putnam Hill Rd, Sutton, MA 01590 Property Records

Worcester County and Sutton Town property record for 447 Putnam Hill Rd, Sutton, MA 01590

Property Summary

Property Type	Triplex
Details	5 bd · 5 ba · 4,554 sqft · built 1884
Lot Size	1.3 acres (56,628 sqft)
Owner	2 Individual Names on Record
Last Sale	$587,000 (Mar 2024)
Tax Bill	$6,851 (2026)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Nov 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SUTT M:0049 P:92`

Property Details

APN / Parcel Number

Primary APN	`SUTT M:0049 P:92`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Total Rooms	12 Rooms
Units	3 Units
Stories	2 Stories
Building Area	4,554 sqft Living Area
Gross Area	8,999 sqft
1st Floor Area	2,325 sqft
Attic	Attic
Attic Area	1,620 sqft
Basement Area	2,229 sqft
Unfinished Basement	540 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1884
Effective Year Built	Effective 1884
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Mansard
Roof Material	Tar & Gravel
Lot Area	56,628 sqft (1.3 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	447 PUTNAM HILL RD
City	SUTTON
State	MA
Zip	01590-1653
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	V
Jurisdiction	SUTTON MA
Township / Civil Division	SUTTON
Census Block Group	4
Census Block	4026
Census Tract	751101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Manchaug Village Historic District listed 2018 · 248 contributing resources · NRIS 100002026

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Worcester County and Sutton Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	447 PUTNAM HILL RD, SUTTON, MA 01590-1653
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE
Nov 7, 2023	Quit Claim Deed, Transfer Quitclaim
Jun 13, 2022	Deed of Trust, Mortgage · Line of Credit HOMEFIELD CREDIT UNION
Jul 27, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage WEBSTER FIVE CENTS SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2024 · Amount on Record
Deed Sale	Mar 14, 2024 · Amount on Record
Prior Sale	Jul 27, 2020 · Amount on Record
Deed Document Number	202418463
Deed Book / Page	70284 / 325
Record Updated	Oct 29, 2026

March 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUTTON MA
Recording Date	Mar 14, 2024
Property Address	447 PUTNAM HILL RD, SUTTON, MA 01590-1653
Document Number	070284-325
Book / Page	70284 / 325
Instrument Date	Mar 14, 2024
Instrument	18463
Transaction Type	Transfer
Record Updated	Mar 29, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	447 PUTNAM HILL RD, SUTTON, MA 01590-1653

Mortgage

Document Number	0000018464
Date	Mar 14, 2024
Instrument	18464

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUTTON MA
Recording Date	Nov 7, 2023
Property Address	447 PUTNAM HILL RD, SUTTON, MA 01590-1653
Document Number	069855-319
Book / Page	69855 / 319
Instrument Date	Nov 7, 2023
Instrument	93306
Transaction Type	Transfer
Record Updated	Nov 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	447 PUTNAM HILL RD, SUTTON, MA 01590-1653

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUTTON MA
Property Address	447 PUTNAM HILL RD, SUTTON, MA 01590-1653
Transaction Type	Mortgage
Record Updated	Jul 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	067737-366
Date	Jun 13, 2022
Book Page	67737/366
Instrument	64007

Lender

Name	HOMEFIELD CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUTTON MA
Recording Date	Jul 27, 2020
Property Address	447 PUTNAM HILL RD, SUTTON, MA 01590-1653
Document Number	62875-354
Book / Page	62875 / 354
Instrument Date	Jul 8, 2020
Instrument	80935
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	447 PUTNAM HILL RD, SUTTON, MA 01590-1653

Mortgage

Document Number	80936
Date	Jul 27, 2020
Instrument	80936

Lender

Name	WEBSTER FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Sutton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sutton Town
Unified School District	Sutton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$6,851.00 (-15.72%)	$593,200 (-2.95%) Land $184,500 Building $408,700
2025	$8,129.00 (+3.5%)	$611,200 (+7.55%) Land $169,700 Building $441,500
2024	$7,854.00 (+4.93%)	$568,300 (+14.42%) Land $162,500 Building $405,800
2023	$7,485.00	$496,700 Land $147,000 Building $349,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANCHAUG WATER DISTRICT OF SUTTON serves 476 people · EPA ID MA2290001
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

May also be available: AT&T.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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