Essex County and Nutley Township property record for 447 Prospect St, Nutley, NJ 07110
| Property Type | Single Family Home |
|---|---|
| Details | 2,274 sqft · built 1910 |
| Lot Size | 0.195 acres (8,476 sqft) |
| Owner | Company Name on File |
| Last Sale | $669,000 (Nov 2021) |
| Tax Bill | $17,768 (2025) |
| Deeds & Mortgages | May 2023 Second Mortgage Nov 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-04801-0000-00026 |
| Primary APN | 16-04801-0000-00026 |
|---|---|
| Alternative APN |
|
| Building Area | 2,274 sqft Living Area |
|---|
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Lot Area | 8,476 sqft (0.195 acres) |
| Lot Dimensions | 163 ft deep x 52 ft wide |
| Old Parcel Number | 1600225000000038 |
|---|---|
| Street Address | 447 PROSPECT ST |
| City | NUTLEY |
| State | NJ |
| Zip | 07110-2255 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | 52X163 IRR |
| Legal Block | 4801 |
| Legal Lot Number | 26 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | NUTLEY |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 13800 |
Source: Essex County and Nutley Township records · APN 16-04801-0000-00026
Assessment roll updated July 2, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 447 PROSPECT ST, NUTLEY, NJ 07110-2255 |
| Owner Type | Company |
| Date | Document |
|---|---|
| May 30, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PROPONENT FCU |
| Nov 18, 2021 | Deed, Transfer · Conventional Mortgage NEW JERSEY LENDERS CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 18, 2021 · Amount on Record |
| Deed Sale | Nov 18, 2021 · Amount on Record |
| Prior Sale | Jun 27, 2005 · Amount on Record |
| Deed Document Number | 2021138241 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 447 PROSPECT ST, NUTLEY, NJ 07110-2255 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000032163 |
|---|---|
| Date | May 30, 2023 |
| Instrument | 2023032163 |
| Name | PROPONENT FCU |
|---|---|
| Type | Credit Union |
| Address | NUTLEY, NJ 07110 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 15, 2043 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Nov 18, 2021 |
| Property Address | 447 PROSPECT ST, NUTLEY, NJ 07110-2255 |
| Document Number | 2021138241 |
| Instrument Date | Oct 29, 2021 |
| Instrument | 2021138241 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2021 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,672.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 70 CHANNEL WAY, 70, LAVALLETTE, NJ 08735-3218 |
| Name | Verified Name |
|---|---|
| Address | 447 PROSPECT ST, NUTLEY, NJ 07110-2255 |
| Document Number | 2021138244 |
|---|---|
| Date | Nov 18, 2021 |
| Instrument | 2021138244 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2051 |
Source: Essex County and Nutley Township records · Assessment roll updated July 2, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Nutley Township |
| Unified School District | Nutley Town School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $658,300 (-) Land $285,300 Building $373,000 | $658,300 (-) Land $285,300 Building $373,000 | |
| 2025 | $17,768.00 (+2.55%) | $658,300 (-) Land $285,300 Building $373,000 | $658,300 (-) Land $285,300 Building $373,000 |
| 2024 | $17,326.00 (-7.14%) | ||
| 2023 | $658,300 Land $285,300 Building $373,000 | $658,300 Land $285,300 Building $373,000 | |
| 2022 | $18,659.00 |
Source: FEMA National Flood Hazard Layer, Essex County (34013C), as of September 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340130138001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
Based on FCC filings for 797 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system NJ0716001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NUTLEY WATER DEPT serves 29,500 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2025 Coliform assessment Oct 2023 |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures