446 Prospect St, Nutley, NJ 07110 Property Records

Essex County and Nutley Township property record for 446 Prospect St, Nutley, NJ 07110

Property Summary

Property TypeSingle Family Home
Details2,819 sqft · built 1912
Lot Size0.265 acres (11,520 sqft)
Owner2 Individual Names on Record
Last Sale$900,000 (Apr 2007)
Tax Bill$17,797 (2025)
Deeds & MortgagesNov 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN16-04601-0000-00010

Property Details

APN / Parcel Number

Primary APN16-04601-0000-00010
Alternative APN
  • 160024100000001901

Interior

Building Area2,819 sqft Living Area

Exterior

Year BuiltBuilt 1912
Effective Year BuiltEffective 1912
Lot Area11,520 sqft (0.265 acres)
Lot Dimensions160 ft deep x 72 ft wide

Location & Zoning

Old Parcel Number160024100000001901
Street Address446 PROSPECT ST
CityNUTLEY
StateNJ
Zip07110-2256
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Description72X160 IRR
Legal Block4601
Legal Lot Number10
JurisdictionESSEX NJ
Township / Civil DivisionNUTLEY
Census Block Group1
Census Block1000
Census Tract13800

Owner

Source: Essex County and Nutley Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address446 PROSPECT ST, NUTLEY, NJ 07110-2256
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 2, 2007 · Amount on Record
Deed SaleApr 2, 2007 · Amount on Record
Prior SaleAug 30, 1999 · Amount on Record
Deed Book / Page12042 / 811
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address446 PROSPECT ST, NUTLEY, NJ 07110-2256
Transaction TypeMortgage
Record UpdatedDec 5, 2025
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address446 PROSPECT ST, NUTLEY, NJ 07110-2256

Mortgage

Document Number0000068715
DateNov 3, 2025
Instrument2025068715
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
AddressSAN RAMON, CA 94583
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueNov 1, 2035

Tax Assessment & Valuation

Source: Essex County and Nutley Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionNutley Township
Unified School DistrictNutley Town School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$659,400 (-) Land $268,800 Building $390,600$659,400 (-) Land $268,800 Building $390,600
2025$17,797.00 (+2.55%)$659,400 (-) Land $268,800 Building $390,600$659,400 (-) Land $268,800 Building $390,600
2024$17,355.00 (-0.87%)
2023$659,400 Land $268,800 Building $390,600$659,400 Land $268,800 Building $390,600
2022$17,507.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNUTLEY WATER DEPT
serves 29,500 people · EPA ID NJ0716001
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jan 2020
Treatment and ProcedureCorrosion control
Jan 2025
Coliform assessment
Oct 2023
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 797 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Xfinity.

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