Kane County property record for 447 Prairie St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,512 sqft · built 1900 |
| Lot Size | 0.8 acres (3,485 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,403 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-13-377-009 |
| Primary APN | 06-13-377-009 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,512 sqft Living Area |
| Gross Area | 2,444 sqft |
| Basement Area | 932 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Lot Area | 3,485 sqft (0.8 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 447 PRAIRIE ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-6643 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JAMES T GIFFORDS ADDN EAST 1/2 EAST 77 FT EXCEPT SOUTH 45 FT COUNTY CLERKS SUB A LOT 1 BLOCK 7 |
| Legal Subdivision | COUNTY CLERKS SUB |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 851301 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Elgin Historic District listed 1983 · 327 contributing resources · NRIS 83000318 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
447 Prairie St is owned and occupied by an individual.
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 447 PRAIRIE ST, ELGIN, IL 60120-6643 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 447 Prairie St was $1,403 with exemptions applied.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,403.00 Homeowner's exemption Senior Citizen's exemption | $76,711 (+8.57%) Land $10,456 Building $66,255 | $230,225 (+8.57%) Land $31,381 Building $198,845 |
| 2024 | $70,656 Land $9,631 Building $61,025 | $212,053 Land $28,905 Building $183,148 | |
| 2022 | $2,028.00 (-2.83%) Homeowner's exemption | $58,204 (+6.96%) Land $7,934 Building $50,270 | $174,612 (+6.96%) Land $23,802 Building $150,810 |
| 2021 | $2,087.00 Homeowner's exemption | $54,417 Land $7,418 Building $46,999 | $163,251 Land $22,254 Building $140,997 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 447 Prairie St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 447 Prairie St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Fox Valley Internet, T-Mobile.
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