Kane County property record for 439 Prairie St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,160 sqft · built 1900 |
| Lot Size | 0.167 acres (7,260 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $139,500 (Apr 1999) |
| Tax Bill | $5,967 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-13-377-007 |
| Primary APN | 06-13-377-007 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,160 sqft Living Area |
| Gross Area | 3,240 sqft |
| Basement Area | 1,080 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Lot Area | 7,260 sqft (0.167 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|
| Street Address | 439 PRAIRIE ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-6969 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JAMES T GIFFORDS ADDN WEST 55 FT COUNTY CLERKS SUB A LOT 1 BLOCK 7 |
| Legal Subdivision | COUNTY CLERKS SUB |
| Legal Block | 7 |
| Legal Lot Number | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 851301 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Elgin Historic District listed 1983 · 327 contributing resources · NRIS 83000318 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 439 PRAIRIE ST, ELGIN, IL 60120-6969 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 7, 1999 · Amount on Record |
| Deed Sale | Apr 7, 1999 · Amount on Record |
| Prior Sale | Nov 4, 1998 · Amount on Record |
| Deed Document Number | 199935332 |
| Last Transfer Date | Aug 31, 2015 |
| Transfer Doc | 0000055003 |
| Record Updated | Oct 29, 2026 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,967.00 (+26.29%) Homeowner's exemption | $86,218 (+8.57%) Land $14,942 Building $71,276 | $258,758 (+8.57%) Land $44,844 Building $213,914 |
| 2024 | $79,413 (+31.26%) Land $13,763 Building $65,650 | $238,334 (+31.31%) Land $41,306 Building $197,029 | |
| 2022 | $4,725.00 (+4.74%) Homeowner's exemption | $60,502 (+6.96%) Land $11,338 Building $49,164 | $181,506 (+6.96%) Land $34,014 Building $147,492 |
| 2021 | $4,511.00 Homeowner's exemption | $56,565 Land $10,600 Building $45,965 | $169,695 Land $31,800 Building $137,895 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Fox Valley Internet, T-Mobile.
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