Bergen County and Cliffside Park Borough property record for 447 Oncrest Ter, Cliffside Park, NJ 07010
| Property Type | Single Family Home |
|---|---|
| Details | 1,421 sqft · built 1942 |
| Lot Size | 13 acres (570,627 sqft) |
| Owner | Individual Name on File |
| Last Sale | $626,000 (Dec 2020) |
| Tax Bill | $10,513 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-01301-0000-00019 |
| Primary APN | 06-01301-0000-00019 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,421 sqft Living Area |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 570,627 sqft |
| Lot Dimensions | 1,001 ft deep x 57 ft wide |
| Account Number | 1314001 |
|---|---|
| Street Address | 447 ONCREST TER |
| City | CLIFFSIDE PARK |
| State | NJ |
| Zip | 07010-2814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 57X1001RR 1LT |
| Legal Subdivision | BOROUGH/CLIFFSIDE PARK |
| Legal Block | 1301 |
| Legal Lot Number | 19 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CLIFFSIDE PARK |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 6302 |
447 Oncrest Ter is owned and occupied by an individual who bought it in December 2020.
Source: Bergen County and Cliffside Park Borough records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 447 ONCREST TER, CLIFFSIDE PARK, NJ 07010-2814 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP |
| Dec 7, 2020 | Deed, Transfer · Conventional Mortgage KEARNY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 7, 2020 · Amount on File |
| Deed Sale | Dec 7, 2020 · Amount on File |
| Prior Sale | Jan 19, 2011 · Amount on File |
| Deed Document Number | 2020129410 |
| Deed Book / Page | 3853 / 894 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 447 ONCREST TER, CLIFFSIDE PARK, NJ 07010-2814 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2022 |
| Title Company | WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0037221684 |
|---|---|
| Date | Sep 22, 2020 |
| Book Page | 3722/1684 |
| Instrument | 2020090378 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Dec 7, 2020 |
| Property Address | 447 ONCREST TER, CLIFFSIDE PARK, NJ 07010-2814 |
| Document Number | 0038530894 |
| Book / Page | 3853 / 894 |
| Instrument Date | Oct 29, 2020 |
| Instrument | 20-129410 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | LT NATIONAL TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,460.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 447 ONCREST TER, 447, CLIFFSIDE PARK, NJ 07010-2814 |
| Name | Verified Name |
|---|---|
| Address | 447 ONCREST TER, CLIFFSIDE PARK, NJ 07010-2814 |
| Document Number | 20129411 |
|---|---|
| Date | Dec 7, 2020 |
| Instrument | 20-129411 |
| Name | KEARNY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 1, 2050 |
The 2025 property tax bill for 447 Oncrest Ter was $10,513, up 2.9% from the year before.
Source: Bergen County and Cliffside Park Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Cliffside Park Borough |
| Unified School District | Cliffside Park Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $370,700 (-) Land $257,500 Building $113,200 | $370,700 (-) Land $257,500 Building $113,200 | |
| 2025 | $10,513.00 (+2.91%) | $370,700 Land $257,500 Building $113,200 | $370,700 Land $257,500 Building $113,200 |
| 2024 | $10,216.00 | ||
| 2023 | $370,700 Land $257,500 Building $113,200 | $370,700 Land $257,500 Building $113,200 | |
| 2022 | $9,508.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 447 Oncrest Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 447 Oncrest Ter has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,048 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures