Bergen County and Cliffside Park Borough property record for 441 Oncrest Ter, Cliffside Park, NJ 07010
| Property Type | Single Family Home |
|---|---|
| Details | 2,202 sqft · built 1939 |
| Lot Size | 14.7 acres (640,458 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $180,000 (Mar 1992) |
| Tax Bill | $12,739 (2025) |
| Deeds & Mortgages | Jun 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-01301-0000-00021 |
| Primary APN | 06-01301-0000-00021 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,202 sqft Living Area |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Construction Type | Frame |
| Lot Area | 640,458 sqft |
| Lot Dimensions | 821 ft deep x 78 ft wide |
| Parking Spaces | 1 Parking Space |
| Account Number | 1316003 |
|---|---|
| Street Address | 441 ONCREST TER |
| City | CLIFFSIDE PARK |
| State | NJ |
| Zip | 07010-2814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 78X821RR 1LT |
| Legal Block | 1301 |
| Legal Lot Number | 21 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CLIFFSIDE PARK |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 6302 |
441 Oncrest Ter is owned and occupied by two individuals who bought it in March 1992.
Source: Bergen County and Cliffside Park Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 441 ONCREST TER, CLIFFSIDE PARK, NJ 07010-2814 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 4, 1992 · Amount on File |
| Deed Sale | Mar 4, 1992 · Amount on File |
| Deed Book / Page | 7503 / 644 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 441 ONCREST TER, CLIFFSIDE PARK, NJ 07010-2814 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2021 |
| Name | Verified Name |
|---|---|
| Address | 441 ONCREST TER, CLIFFSIDE PARK, NJ 07010-2814 |
| Document Number | 0041781893 |
|---|---|
| Date | Jun 1, 2021 |
| Book Page | 4178/1893 |
| Instrument | 2021086680 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | May 6, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 441 Oncrest Ter was $12,739, up 2.9% from the year before.
Source: Bergen County and Cliffside Park Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Cliffside Park Borough |
| Unified School District | Cliffside Park Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $449,200 (-) Land $265,200 Building $184,000 | $449,200 (-) Land $265,200 Building $184,000 | |
| 2025 | $12,739.00 (+2.91%) | $449,200 Land $265,200 Building $184,000 | $449,200 Land $265,200 Building $184,000 |
| 2024 | $12,379.00 | ||
| 2023 | $449,200 Land $265,200 Building $184,000 | $449,200 Land $265,200 Building $184,000 | |
| 2022 | $11,521.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 441 Oncrest Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 441 Oncrest Ter has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,048 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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