447 Main St, Watertown, MA 02472 Property Records

Middlesex County and Watertown City property record for 447 Main St, Watertown, MA 02472

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	5.5 ba · 3,856 sqft · built 1920
Lot Size	0.128 acres (5,556 sqft)
Owner	Company Name on Record
Last Sale	$1,195,000 (Oct 2019)
Tax Bill	$25,329 (2026)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`102180-13`

Property Details

APN / Parcel Number

Primary APN	`102180-13`
Alternative APNs	`WATE M:0358 B:0001 L:0001` `5482`

Interior

Full Baths	5.5 Baths
Half Baths	5 Half Baths
Units	5 Units
Stories	1 Story
Building Area	3,856 sqft Total Area
Gross Area	7,820 sqft
Basement Area	3,856 sqft
Unfinished Basement	3,856 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1970
Exterior Material	Brick
Construction Type	Frame
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	5,556 sqft (0.128 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	5482
Street Address	447 MAIN ST
City	WATERTOWN
State	MA
Zip	02472-2241
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	LB
Legal Block	1
Legal Lot Number	1
Jurisdiction	WATERTOWN MA
Township / Civil Division	WATERTOWN TOWN
Census Block Group	2
Census Block	2002
Census Tract	370104

Owner

Source: Middlesex County and Watertown City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	619 CENTRE ST, JAMAICA PLAIN, MA 02130-2537
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2019 · Amount on Record
Deed Sale	Oct 21, 2019 · Amount on Record
Deed Document Number	2019162348
Record Updated	Oct 29, 2026

October 2019: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	WATERTOWN MA
Recording Date	Oct 21, 2019
Property Address	447 MAIN ST, WATERTOWN, MA 02472-2241
Document Number	73496-130
Book / Page	73496 / 130
Instrument Date	Sep 27, 2019
Instrument	162348
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	619 CENTRE ST, JAMAICA PLAIN, MA 02130-2537

Mortgage

Document Number	162353
Date	Oct 21, 2019
Instrument	162353

Lender

Name	READING COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Watertown City
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$25,329.00 (+2.8%)	$1,079,200 (-) Land $566,100 Building $513,100
2025	$24,638.00 (-6.27%)	$1,079,200 (-5.24%) Land $566,100 Building $513,100
2024	$26,286.00 (+21.91%)	$1,138,900 (+4.22%) Land $587,200 Building $551,700
2023	$21,561.00	$1,092,800 Land $557,100 Building $535,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	59 units insured incl. 56 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 926 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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