447 Flock Ave, Naperville, IL 60565 Property Records

DuPage County property record for 447 Flock Ave, Naperville, IL 60565

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,448 sqft · built 1986
Lot Size0.26 acres (11,326 sqft)
Owner2 Company Names on Record
Last Sale$362,000 (Mar 2003)
Tax Bill$11,567 (2025)
Deeds & MortgagesJul 2023 Transfer
Jan 2017 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN08-30-307-014

Property Details

APN / Parcel Number

Primary APN08-30-307-014

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,448 sqft Living Area
Gross Area3,680 sqft
1st Floor Area1,232 sqft
2nd Floor Area1,216 sqft
Basement Area1,232 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Exterior MaterialWood Siding
Lot Area11,326 sqft (0.26 acres)
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemElectric

Location & Zoning

Street Address447 FLOCK AVE
CityNAPERVILLE
StateIL
Zip60565-6150
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionWINDING CREEK ESTATES UNIT 2 ALL
Legal SubdivisionWINDING CREEK ESTATES
Legal Lot Number141
Legal Unit2
JurisdictionDU PAGE IL
Township / Civil DivisionLISLE
Census Block Group3
Census Block3004
Census Tract846207

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address447 FLOCK AVE, NAPERVILLE, IL 60565-6150
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2023Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Jan 6, 2017Deed of Trust, Mortgage · Conventional Mortgage
COMPASS MORTGAGE INC
Sep 19, 2019Deed of Trust, Mortgage · Conventional Mortgage
COMPASS MORTGAGE INC
Nov 17, 2020Deed of Trust, Mortgage · Line of Credit
US BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 12, 2003 · Amount on Record
Deed SaleMar 12, 2003 · Amount on Record
Prior SaleJul 13, 2001 · Amount on Record
Deed Document Number200397000
Record UpdatedSep 20, 2026

July 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDU PAGE IL
Recording DateJul 17, 2023
Property Address447 FLOCK AVE, NAPERVILLE, IL 60565-6150
Document Number0000044476
Instrument DateMay 18, 2023
InstrumentR2023-044476
Transaction TypeTransfer
Record UpdatedAug 2, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address447 FLOCK AVE, NAPERVILLE, IL 60565-6150

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address447 FLOCK AVE, NAPERVILLE, IL 60565-6150
Transaction TypeMortgage
Record UpdatedDec 14, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002246
DateJan 6, 2017
InstrumentR2017-002246
Lender
NameCOMPASS MORTGAGE INC
TypeMortgage Company
AddressWARRENVILLE, IL 60555
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2047
Interest
Rate TypeFixed Rate
Rate3.87%

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address447 FLOCK AVE, NAPERVILLE, IL 60565-6150
Transaction TypeMortgage
Record UpdatedDec 14, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000083440
DateSep 19, 2019
InstrumentR2019-083440
Lender
NameCOMPASS MORTGAGE INC
TypeMortgage Company
AddressWARRENVILLE, IL 60555
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2049
Interest
Rate TypeFixed Rate
Rate4%

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address447 FLOCK AVE, NAPERVILLE, IL 60565-6150
Transaction TypeMortgage
Record UpdatedDec 14, 2021
Title CompanyRADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address447 FLOCK AVE, NAPERVILLE, IL 60565-6150

Mortgage

Document Number0000136643
DateNov 17, 2020
InstrumentR2020-136643
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueOct 22, 2050
Interest
Rate4.95%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionLisle Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,567.00 (+17.25%)$206,201 (+30.15%) Land $85,287 Building $120,914$618,603 (+30.15%) Land $255,861 Building $362,742
2022$9,865.00 Homeowner's exemption$158,430 Land $65,530 Building $92,900$475,290 Land $196,590 Building $278,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims1 (1991)
Most Recent ClaimOct 1991 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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