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439 Flock Ave, Naperville, IL 60565 Property Records

DuPage County property record for 439 Flock Ave, Naperville, IL 60565

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,933 sqft · built 1986
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on Record
Last Sale$460,000 (Jul 2016)
Tax Bill$12,767 (2025)
Deeds & MortgagesApr 2020 Mortgage
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN08-30-307-016

Property Details

APN / Parcel Number

Primary APN08-30-307-016

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,933 sqft Living Area
Gross Area4,437 sqft
1st Floor Area1,603 sqft
2nd Floor Area1,330 sqft
Basement Area1,504 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Exterior MaterialWood Siding
Lot Area10,019 sqft (0.23 acres)
Garage Area460 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemElectric

Location & Zoning

Street Address439 FLOCK AVE
CityNAPERVILLE
StateIL
Zip60565-6150
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionWINDING CREEK ESTATES UNIT 2 ALL
Legal SubdivisionWINDING CREEK ESTATES
Legal Lot Number139
Legal Unit2
JurisdictionDU PAGE IL
Township / Civil DivisionLISLE
Census Block Group3
Census Block3004
Census Tract846207

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address439 FLOCK AVE, NAPERVILLE, IL 60565-6150
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
GATEWAY CAPITAL MORTGAGE INC
Nov 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 20, 2016 · Amount on Record
Deed SaleJul 20, 2016 · Amount on Record
Deed Document Number201674697
Record UpdatedSep 20, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address439 FLOCK AVE, NAPERVILLE, IL 60565-6150
Transaction TypeMortgage
Record UpdatedDec 14, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000035098
DateApr 10, 2020
InstrumentR2020-035098
Lender
NameGATEWAY CAPITAL MORTGAGE INC
TypeMortgage Company
AddressSAINT PETERSBURG, FL 33701
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2050
Interest
Rate TypeFixed Rate
Rate3.37%

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address439 FLOCK AVE, NAPERVILLE, IL 60565-6150
Transaction TypeMortgage
Record UpdatedDec 14, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000141544
DateNov 20, 2020
InstrumentR2020-141544
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2050
Interest
Rate TypeFixed Rate
Rate2.5%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionLisle Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,767.00 (+3.71%) Homeowner's exemption$226,773 (+8.53%) Land $85,287 Building $141,486$680,319 (+8.53%) Land $255,861 Building $424,458
2024$12,310.00 (+13.06%)$208,950 (+19.92%) Land $78,584 Building $130,366$626,850 (+19.92%) Land $235,752 Building $391,098
2022$10,888.00 Homeowner's exemption$174,240 Land $65,530 Building $108,710$522,720 Land $196,590 Building $326,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims1 (1991)
Most Recent ClaimOct 1991 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
DSL		100 / 20

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