447 Cowboy Aly, Jackson, MO 63755 Property Records

Cape Girardeau County property record for 447 Cowboy Aly, Jackson, MO 63755

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,951 sqft · built 2006
Lot Size	1.49 acres (64,904 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,114 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`145002102020000000`

Property Details

APN / Parcel Number

Primary APN	`145002102020000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,951 sqft Living Area
Basement Area	1,951 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick
Construction Type	Frame
Lot Area	64,904 sqft (1.49 acres)
Lot Dimensions	328 ft deep x 162 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	447 COWBOY ALY
City	JACKSON
State	MO
Zip	63755-8511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 43 SADDLEBROOKE RIDGE PHASE II AMENDED 21/78
Legal Range	12E
Legal Township	31S
Legal Section	21
Legal Subdivision	SADDLEBROOKE RIDGE
Legal Lot Number	43
Jurisdiction	CAPE GIRARDEAU MO
Township / Civil Division	BYRD
Census Block Group	2
Census Block	2041
Census Tract	880200

Owner

447 Cowboy Aly is owned and occupied by two individuals who acquired it in August 2023.

Source: Cape Girardeau County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	447 COWBOY ALY, JACKSON, MO 63755-8511
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2021	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Aug 17, 2023	Warranty Deed, Transfer · Seller Carry-Back MARCUS HARRIS IV
Apr 6, 2020	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Nov 16, 2017	Deed, Transfer · Conventional Mortgage SOUTHERN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2023
Deed Sale	Aug 17, 2023
Prior Sale	Apr 6, 2020 · Amount on File
Deed Document Number	20236826
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE GIRARDEAU MO
Property Address	447 COWBOY ALY, JACKSON, MO 63755-8511
Transaction Type	Mortgage
Record Updated	Sep 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202114245
Date	Oct 22, 2021
Instrument	2021-14245

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAPE GIRARDEAU MO
Recording Date	Aug 17, 2023
Property Address	447 COWBOY ALY, JACKSON, MO 63755-8511
Document Number	0202306826
Map Reference	PB 21 PG 78
Instrument Date	Aug 16, 2023
Instrument	2023-06826
Transaction Type	Transfer
Record Updated	Sep 7, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	447 COWBOY ALY, JACKSON, MO 63755-8511

Mortgage

Document Number	0202306835
Date	Aug 17, 2023
Instrument	2023-06835

Lender

Name	MARCUS HARRIS IV
Type	Seller
Address	352 HILLTOP MEADOWS DR, JACKSON, MO 63755

Agreement

Type	Seller Carry-Back
Amount	Amount on Record
Term	2 Months
Due	Oct 1, 2023

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAPE GIRARDEAU MO
Recording Date	Apr 6, 2020
Property Address	447 COWBOY ALY, JACKSON, MO 63755-8511
Document Number	0000003642
Instrument Date	Apr 2, 2020
Instrument	3642
Transaction Type	Transfer
Record Updated	Jun 2, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 2204 LA MESA CA 919432204, LA MESA, CA 91943-2204

Mortgage

Document Number	3643
Date	Apr 6, 2020
Instrument	3643

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 5, 2050

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CAPE GIRARDEAU MO
Recording Date	Nov 16, 2017
Property Address	447 COWBOY ALY, JACKSON, MO 63755-8511
Document Number	0201712792
Map Reference	PB21PG78
Instrument Date	Nov 13, 2017
Instrument	201712792
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	447 COWBOY ALY, JACKSON, MO 63755-8511

Mortgage

Document Number	0201712793
Date	Nov 16, 2017
Instrument	201712793

Lender

Name	SOUTHERN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 447 Cowboy Aly was $3,114.

Source: Cape Girardeau County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Cape Girardeau County
Unified School District	Jackson R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,890 (-) Land $10,560 Building $54,330	$341,547 (-) Land $55,595 Building $285,952
2025	$3,114.00	$64,890 Land $10,560 Building $54,330	$341,547 Land $55,595 Building $285,952
2023	$2,806.00 (+8.59%)	$61,800 (+8.5%) Land $10,060 Building $51,740	$325,283 Land $52,948 Building $272,335
2022	$2,584.00	$56,960 Land $9,270 Building $47,690
2021			$299,800 Land $48,800 Building $251,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 447 Cowboy Aly in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 19, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 447 Cowboy Aly is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAPE GIRARDEAU COUNTY PWSD 2 serves 2,913 people · EPA ID MO4024097
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoSEMO Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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