405 Cowboy Aly, Jackson, MO 63755 Property Records

Cape Girardeau County property record for 405 Cowboy Aly, Jackson, MO 63755

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,890 sqft · built 2005
Lot Size	1.77 acres (77,101 sqft)
Owner	Trust Name on File
Last Sale	$325,000 (Aug 2020)
Tax Bill	$3,104 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Apr 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`145002102019000000`

Property Details

APN / Parcel Number

Primary APN	`145002102019000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,890 sqft Living Area
Basement Area	1,890 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Frame
Lot Area	77,101 sqft (1.77 acres)
Lot Dimensions	444 ft deep x 46 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	405 COWBOY ALY
City	JACKSON
State	MO
Zip	63755-8511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 44 SADDLEBROOKE RIDGE PHASE II AMENDED 21/78
Legal Range	12E
Legal Township	31S
Legal Section	21
Legal Subdivision	SADDLEBROOKE RIDGE
Legal Lot Number	44
Jurisdiction	CAPE GIRARDEAU MO
Township / Civil Division	BYRD
Census Block Group	2
Census Block	2041
Census Tract	880200

Owner

405 Cowboy Aly is owner-occupied and held in a trust since August 2020.

Source: Cape Girardeau County records, as of September 28, 2026

Owner of Record	Trust Name on File
Mailing Address	405 COWBOY ALY, JACKSON, MO 63755-8511
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2020	Warranty Deed, Transfer COMMUNITYAMERICA CU
Apr 28, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF MO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2020 · Amount on File
Deed Sale	Aug 18, 2020 · Amount on File
Prior Sale	May 12, 2020
Deed Document Number	20209889
Prior Transfer Date	May 8, 2020
Prior Transfer Doc	0000005069
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAPE GIRARDEAU MO
Recording Date	Aug 18, 2020
Property Address	405 COWBOY ALY, JACKSON, MO 63755-8511
Document Number	0000009889
Instrument Date	Aug 17, 2020
Instrument	9889
Transaction Type	Transfer
Record Updated	Aug 31, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	405 COWBOY ALY JACKSON MO 637558511, JACKSON, MO 63755-8511

Mortgage

Document Number	9890
Date	Aug 18, 2020
Instrument	9890

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 17, 2050

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE GIRARDEAU MO
Property Address	405 COWBOY ALY, JACKSON, MO 63755-8511
Document Number	0000004983
Instrument Date	Apr 28, 2017
Transaction Type	Mortgage
Record Updated	Jun 2, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	405 COWBOY ALY JACKSON MO 637558511, JACKSON, MO 63755-8511

Mortgage

Document Number	0000004983
Date	May 3, 2017
Instrument	4983

Lender

Name	BANK OF MO
Type	Bank
Address	CAPE GIRARDEAU, MO 63701

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	May 2, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 405 Cowboy Aly was $3,104.

Source: Cape Girardeau County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Cape Girardeau County
Unified School District	Jackson R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,680 (-) Land $8,270 Building $56,410	$340,408 (-) Land $43,519 Building $296,889
2025	$3,104.00	$64,680 Land $8,270 Building $56,410	$340,408 Land $43,519 Building $296,889
2023	$2,797.00	$61,600 Land $7,880 Building $53,720	$324,198 Land $41,447 Building $282,751

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 405 Cowboy Aly in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 19, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Cowboy Aly is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAPE GIRARDEAU COUNTY PWSD 2 serves 2,913 people · EPA ID MO4024097
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoSEMO Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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