Umatilla County property record for 447 Cardinal Pl, Umatilla, OR 97882
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,584 sqft · built 2022 |
| Lot Size | 0.184 acres (8,027 sqft) |
| Owner | Individual Name on File |
| Last Sale | $327,000 (May 2024) |
| Tax Bill | $2,815 (2023) |
| Deeds & Mortgages | May 2024 Sale & Mortgage Sep 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5N2820DB05200 |
| Primary APN | 5N2820DB05200 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,584 sqft Finished Area |
| 1st Floor Area | 1,584 sqft |
| Family Room | Family Room |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2023 |
| Roof Material | Composition Shingle |
| Lot Area | 8,027 sqft (0.184 acres) |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 169354 |
|---|---|
| Street Address | 447 CARDINAL PL |
| City | UMATILLA |
| State | OR |
| Zip | 97882-6286 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 52 BALLARD SUBDIVISION PHASE 1 |
| Legal Subdivision | BALLARD SUBDIVISION PHASE 1 |
| Legal Phase | 1 |
| Legal Lot Number | 52 |
| Jurisdiction | UMATILLA OR |
| Township / Civil Division | HERMISTON-UMATILLA |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 950900 |
447 Cardinal Pl is owned by an individual who bought it in May 2024.
Source: Umatilla County records, as of May 13, 2024
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 825 W HIGHLAND AVE, HERMISTON, OR 97838-2233 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 2, 2024 | Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE |
| Sep 1, 2022 | Warranty Deed, Transfer · ARM GESA CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 2, 2024 · Amount on File |
| Deed Sale | May 2, 2024 · Amount on File |
| Prior Sale | Sep 1, 2022 · Amount on File |
| Deed Document Number | 2024-0002821 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UMATILLA OR |
| Recording Date | May 2, 2024 |
| Property Address | 447 CARDINAL PL, UMATILLA, OR 97882-6286 |
| Document Number | 20240002821 |
| Instrument Date | May 2, 2024 |
| Instrument | 2024-0002821 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2024 |
| Title Company | PIONEER TITLE COMPANY, PIONEER TITLE CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 825 W HIGHLAND AVE, HERMISTON, OR 97838-2233 |
| Document Number | 20240002822 |
|---|---|
| Date | May 2, 2024 |
| Instrument | 2024-0002822 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UMATILLA OR |
| Recording Date | Sep 1, 2022 |
| Property Address | 447 CARDINAL PL, UMATILLA, OR 97882-6286 |
| Document Number | 20227460400 |
| Instrument Date | Aug 25, 2022 |
| Instrument | 2022-7460400 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2024 |
| Title Company | AMERITITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 447 CARDINAL PL, UMATILLA, OR 97882-6286 |
| Document Number | 20227460401 |
|---|---|
| Date | Sep 1, 2022 |
| Instrument | 2022-7460401 |
| Name | GESA CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 6.25% |
| Index | 5-Year CMT |
| Max Rate | 9.25% |
Source: Umatilla County assessment roll, as of September 30, 2023
| Type | Name |
|---|---|
| State | Oregon |
| County | Umatilla County |
| Municipality | Umatilla City |
| Unified School District | Umatilla School District 6 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,815.00 | $173,470 Land $35,760 Building $137,710 | $306,770 Land $63,240 Building $243,530 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 447 Cardinal Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 2, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 447 Cardinal Pl is high, ranking above 76% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · lower than 60% of Oregon |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Mountain Net Fiber · Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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