411 Cardinal Pl, Umatilla, OR 97882 Property Records

Umatilla County property record for 411 Cardinal Pl, Umatilla, OR 97882

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,464 sqft · built 2022
Lot Size	0.344 acres (15,019 sqft)
Owner	Individual Name on File
Last Sale	$327,325 (May 2022)
Tax Bill	$4,249 (2023)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5N2820DB04900`

Property Details

APN / Parcel Number

Primary APN	`5N2820DB04900`
Alternative APN	`169351`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,464 sqft Finished Area
1st Floor Area	1,232 sqft
Basement Area	1,232 sqft
Family Room	Family Room

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2023
Roof Material	Composition Shingle
Lot Area	15,019 sqft (0.344 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	169351
Street Address	411 CARDINAL PL
City	UMATILLA
State	OR
Zip	97882-6286
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 49 BALLARD SUBDIVISION PHASE 1
Legal Subdivision	BALLARD SUBDIVISION PHASE 1
Legal Phase	1
Legal Lot Number	49
Jurisdiction	UMATILLA OR
Township / Civil Division	HERMISTON-UMATILLA
Census Block Group	3
Census Block	3009
Census Tract	950900

Owner

411 Cardinal Pl is owned and occupied by an individual who bought it in May 2022.

Source: Umatilla County records, as of March 4, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	411 CARDINAL PL, UMATILLA, OR 97882-6286
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2022 · Amount on File
Deed Sale	May 24, 2022 · Amount on File
Deed Document Number	2022-7410442
Record Updated	Jun 7, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UMATILLA OR
Recording Date	May 24, 2022
Property Address	411 CARDINAL PL, UMATILLA, OR 97882-6286
Document Number	20227410442
Instrument Date	May 24, 2022
Instrument	2022-7410442
Transaction Type	Transfer
Record Updated	Mar 6, 2024
Title Company	AMERITITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	411 CARDINAL PL, UMATILLA, OR 97882-6286

Mortgage

Document Number	20227410443
Date	May 24, 2022
Instrument	2022-7410443

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Umatilla County assessment roll, as of September 30, 2023

Property Jurisdictions

Type	Name
State	Oregon
County	Umatilla County
Municipality	Umatilla City
Unified School District	Umatilla School District 6 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,249.00	$261,810 Land $36,820 Building $224,990	$462,970 Land $65,110 Building $397,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 411 Cardinal Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 2, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 411 Cardinal Pl is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · lower than 67% of Oregon
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Mountain Net Fiber · Fixed Wireless · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20