Polk County property record for 447 Cadiz Loop, Davenport, FL 33837
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,345 sqft · built 2007 |
| Lot Size | 0.154 acres (6,708 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $107,500 (Nov 2021) |
| Tax Bill | $4,439 (2025) |
| Deeds & Mortgages | Nov 2021 Sale Apr 2021 Sale & Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-27-04-725006-002290 |
| Primary APN | 27-27-04-725006-002290 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,345 sqft Living Area |
| Gross Area | 2,744 sqft |
| 1st Floor Area | 1,433 sqft |
| Upper Floors Area | 912 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 6,708 sqft (0.154 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Pool Type | Enclosed Pool |
| Porch | Finished/Open Porch |
| Porch Area | 28 sqft |
| Street Address | 447 CADIZ LOOP |
|---|---|
| City | DAVENPORT |
| State | FL |
| Zip | 33837-1407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MARBELLA AT DAVENPORT PB 142 PG 29-30 LOT 229 |
| Legal Range | 27E |
| Legal Township | 27S |
| Legal Section | 04 |
| Legal Subdivision | MARBELLA AT DAVENPORT |
| Legal Tract | 725006 |
| Legal Block | 1 |
| Legal Lot Number | 229 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 12515 |
447 Cadiz Loop is owned and occupied by two individuals who bought it in November 2021.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 447 CADIZ LOOP, DAVENPORT, FL 33837-1407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 9, 2021 | Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Apr 28, 2021 | Warranty Deed, Transfer · Stand-Alone Second Mortgage GUIDANCE RESIDENTIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 9, 2021 · Amount on File |
| Deed Sale | Nov 9, 2021 · Amount on File |
| Prior Sale | Apr 28, 2021 · Amount on File |
| Deed Document Number | 2021292083 |
| Deed Book / Page | 11973 / 1940 |
| Prior Transfer Date | Nov 2, 2021 |
| Prior Transfer Doc | 0000292083 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Nov 9, 2021 |
| Property Address | 447 CADIZ LOOP, DAVENPORT, FL 33837-1407 |
| Document Number | 0000292083 |
| Book / Page | 11973 / 1940 |
| Map Reference | MB 142 PG 29 |
| Instrument Date | Nov 2, 2021 |
| Instrument | 2021292083 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $752.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 447 CADIZ LOOP, DAVENPORT, FL 33837-1407 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 28, 2021 |
| Property Address | 447 CADIZ LOOP, DAVENPORT, FL 33837-1407 |
| Document Number | 0000109371 |
| Book / Page | 11690 / 1269 |
| Map Reference | MB 142 PG 29 |
| Instrument Date | Apr 1, 2021 |
| Instrument | 2021109371 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2023 |
| Title Company | NOT AVAILABLE, TICON TITLE COMPANY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,897.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 447 CADIZ LOOP, DAVENPORT, FL 33837-1407 |
| Document Number | 0116901271 |
|---|---|
| Date | Apr 28, 2021 |
| Instrument | 11690/1271 |
| Name | GUIDANCE RESIDENTIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
The 2025 property tax bill for 447 Cadiz Loop was $4,439 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Davenport City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $280,382 (+2.7%) | $304,416 (-6.92%) Land $64,000 Building $240,416 | |
| 2025 | $4,439.00 Homeowner's exemption | $273,011 | $327,044 Land $64,000 Building $263,044 |
| 2023 | $4,253.00 (+1.58%) Homeowner's exemption | $257,589 (+3%) | $313,315 (+25.28%) Land $62,000 Building $251,315 |
| 2022 | $4,187.00 Homeowner's exemption | $250,086 Land $52,000 Building $198,086 | $250,086 Land $52,000 Building $198,086 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 447 Cadiz Loop in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 25 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 447 Cadiz Loop is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DAVENPORT serves 9,043 people · EPA ID FL6530431 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 793 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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