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446 Cadiz Loop, Davenport, FL 33837 Property Records

Polk County property record for 446 Cadiz Loop, Davenport, FL 33837

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,632 sqft · built 2017
Lot Size0.164 acres (7,139 sqft)
Owner2 Individual Names on Record
Last Sale$248,990 (Mar 2019)
Tax Bill$2,186 (2025)
Deeds & MortgagesOct 2020 Transfer
Jan 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN27-27-04-725006-001910

Property Details

APN / Parcel Number

Primary APN27-27-04-725006-001910
Alternative APNs
  • 042727725006001910
  • 42727000

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,632 sqft Living Area
Gross Area3,032 sqft
1st Floor Area1,272 sqft
Upper Floors Area1,360 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area7,139 sqft (0.164 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area400 sqft
PorchFinished/Open Porch
Porch Area160 sqft

Location & Zoning

Street Address446 CADIZ LOOP
CityDAVENPORT
StateFL
Zip33837-1406
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMARBELLA AT DAVENPORT PB 142 PG 29-30 LOT 191
Legal Range27E
Legal Township27S
Legal Section04
Legal SubdivisionMARBELLA AT DAVENPORT
Legal Tract725006
Legal Block1
Legal Lot Number191
JurisdictionPOLK FL
Township / Civil DivisionHAINES CITY
Census Block Group1
Census Block1014
Census Tract12515

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address446 CADIZ LOOP, DAVENPORT, FL 33837-1406
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Jan 7, 2020Deed of Trust, Mortgage · FHA Mortgage
UNITED FINANCE INC
May 12, 2017Deed of Trust, Mortgage · FHA Mortgage
CALIBER HM LOANS
Mar 11, 2019Correction Deed, Subdivision Related Transfer
FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 11, 2019 · Amount on Record
Deed SaleMar 11, 2019 · Amount on Record
Deed Document Number201947961
Deed Book / Page10773 / 1267
Last Transfer DateOct 20, 2020
Transfer Doc0000228466
Record UpdatedOct 29, 2026

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPOLK FL
Recording DateOct 27, 2020
Property Address446 CADIZ LOOP, DAVENPORT, FL 33837-1406
Document Number0114311203
Book / Page011431 / 001203
Instrument DateOct 20, 2020
Instrument228466
Transaction TypeTransfer
Record UpdatedNov 11, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address446 CADIZ LOOP DAVENPORT FL 338371406, DAVENPORT, FL 33837-1406

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address446 CADIZ LOOP, DAVENPORT, FL 33837-1406
Document Number0111060921
Instrument DateJan 7, 2020
Transaction TypeMortgage
Record UpdatedFeb 6, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address446 CADIZ LOOP DAVENPORT FL 338371406, DAVENPORT, FL 33837-1406

Mortgage

Document Number0111060921
DateJan 14, 2020
Book Page011106/000921
Instrument9388
Lender
NameUNITED FINANCE INC
Address17822 17TH ST # 110, TUSTIN, CA 92780-2159
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 13, 2050

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address446 CADIZ LOOP, DAVENPORT, FL 33837-1406
Document Number0107731271
Instrument DateMay 12, 2017
Transaction TypeMortgage
Record UpdatedMar 22, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address446 CADIZ LOOP DAVENPORT FL 338371406, DAVENPORT, FL 33837-1406

Mortgage

Document Number0107731271
DateMar 11, 2019
Book Page010773/001271
Instrument47963
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term336 Months
DueMar 10, 2047

March 2019: Correction Deed, Subdivision Related Transfer

Document TypeCorrection Deed
JurisdictionPOLK FL
Recording DateMar 11, 2019
Property Address446 CADIZ LOOP, DAVENPORT, FL 33837-1406
Document Number0107731267
Book / Page010773 / 001267
Instrument DateMay 12, 2017
Instrument47961
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 22, 2019
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC

Transaction

AmountAmount Recorded
Tax$1,742.93
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address446 CADIZ LOOP DAVENPORT FL 338371406, DAVENPORT, FL 33837-1406

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityDavenport City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$160,859 (+2.7%)$294,500 (-16.26%) Land $64,000 Building $230,500
2025$2,186.00 (+3.8%) Homeowner's exemption$156,630 (+5.99%)$351,696 (+4.67%) Land $64,000 Building $287,696
2023$2,106.00 (+2.18%) Homeowner's exemption$147,783 (+3%)$335,996 (+19.7%) Land $62,000 Building $273,996
2022$2,061.00 Homeowner's exemption$143,479$280,691 Land $52,000 Building $228,691

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 25 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DAVENPORT
serves 9,043 people · EPA ID FL6530431
Water SourceGroundwater
Last State InspectionJun 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 793 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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