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447 Aquatic Dr, Atlantic Beach, FL 32233 Property Records

Duval County property record for 447 Aquatic Dr, Atlantic Beach, FL 32233

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,328 sqft · built 1986
Lot Size0.106 acres (4,626 sqft)
OwnerIndividual Name on Record
Last Sale$390,000 (Apr 2022)
Tax Bill$5,440 (2025)
Deeds & MortgagesMay 2021 Mortgage
Apr 2022 Sale & Mortgage
+ 4 more
Flood ZoneZone AE (high risk)
APN171818-5294

Property Details

APN / Parcel Number

Primary APN171818-5294

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,328 sqft Living Area
Gross Area1,332 sqft
1st Floor Area968 sqft
Upper Floors Area360 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 2015
Architectural StyleTownhouse
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area4,626 sqft (0.106 acres)
PorchFinished/Open Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address447 AQUATIC DR
CityATLANTIC BEACH
StateFL
Zip32233-3835
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeARG-M
Legal Description38-71 17-2S-29E AQUATIC GARDENS LOT 24-A
Legal Range29E
Legal Township02S
Legal Section17
Legal SubdivisionAQUATIC GARDENS
Legal Block2
Legal Lot Number24-A
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE BEACHES
Census Block Group2
Census Block2004
Census Tract13902

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address447 AQUATIC DR, ATLANTIC BEACH, FL 32233-3835
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
SUNCOAST CU
Apr 21, 2022Warranty Deed, Transfer · Conventional Mortgage
REGIONS BANK
Feb 23, 2022Warranty Deed, Transfer
OS NATIONAL LLC
Sep 23, 2021Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Dec 26, 2018Deed of Trust, Mortgage · Conventional Mortgage
VYSTAR CU
Oct 19, 2017Deed of Trust, Mortgage · Conventional Mortgage
VYSTAR CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 21, 2022 · Amount on Record
Deed SaleApr 21, 2022 · Amount on Record
Prior SaleFeb 23, 2022 · Amount on Record
Deed Document Number2022102121
Deed Book / Page20236 / 838
Prior Transfer DateFeb 3, 2006
Prior Transfer Doc0130672080
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address447 AQUATIC DR, ATLANTIC BEACH, FL 32233-3835
Transaction TypeMortgage
Record UpdatedJul 1, 2026
Title CompanyBURNT STORE TITLE AND ESCROW LLC, BURNT STORE TITLE & ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
Address447 AQUATIC DR, ATLANTIC BEACH, FL 32233-3835

Mortgage

Document Number0197251362
DateMay 15, 2021
Book Page19725/1362
Instrument2021124362
Lender
NameSUNCOAST CU
TypeCredit Union
AddressTAMPA, FL 33610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateApr 21, 2022
Property Address447 AQUATIC DR, ATLANTIC BEACH, FL 32233-3835
Document Number0202360838
Book / Page20236 / 838
Map ReferenceMB 38 PG 71&71A
Instrument DateApr 6, 2022
Instrument2022102121
Transaction TypeTransfer
Record UpdatedJul 28, 2022
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,730.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

NameVerified Name
Address447 AQUATIC DR, ATLANTIC BEACH, FL 32233-3835

Mortgage

Document Number0020236840
DateApr 21, 2022
Instrument20236/840
Lender
NameREGIONS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateFeb 23, 2022
Property Address447 AQUATIC DR, ATLANTIC BEACH, FL 32233-3835
Document Number0201601964
Book / Page20160 / 1964
Map ReferenceMB 38 PG 71&71A
Instrument DateFeb 17, 2022
Instrument2022051981
Transaction TypeTransfer
Record UpdatedJul 1, 2026
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
Tax$2,543.10
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address342 SKATE RD, ATLANTIC BEACH, FL 32233-3820

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
InvestorPossibly a Property Investor

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateSep 23, 2021
Property Address447 AQUATIC DR, ATLANTIC BEACH, FL 32233-3835
Document Number0199262041
Book / Page19926 / 2041
Map ReferenceMB 38 PG 71&71A
Instrument DateSep 17, 2021
Instrument2021250259
Transaction TypeTransfer
Record UpdatedJul 28, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$2,450.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2768 STATE ROAD A1A805, 2768, JACKSONVILLE, FL 32233

Transferred To (Grantee/Buyer)

NameVerified Name
Address342 SKATE RD, ATLANTIC BEACH, FL 32233-3820

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address447 AQUATIC DR, ATLANTIC BEACH, FL 32233-3835
Document Number0186641418
Instrument DateDec 26, 2018
Transaction TypeMortgage
Record UpdatedFeb 6, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address447 AQUATIC DR JACKSONVILLE FL 322333835, JACKSONVILLE, FL 32233-3835

Mortgage

Document Number0186641418
DateJan 22, 2019
Book Page018664/001418
Instrument15466
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32210
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJan 21, 2039

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address447 AQUATIC DR, ATLANTIC BEACH, FL 32233-3835
Document Number0181690418
Book / Page018169 / 000418
Instrument DateOct 19, 2017
Transaction TypeMortgage
Record UpdatedNov 28, 2017
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address447 AQUATIC DR ATLANTIC BEACH FL 322333835, ATLANTIC BEACH, FL 32233-3835

Mortgage

Document Number0181690418
DateNov 1, 2017
Book Page018169/000418
Instrument249344
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32232-5085
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueOct 31, 2022

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityAtlantic Beach City
CountyDuval County
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$367,172 (+2.7%)$367,715 (-3.36%) Land $200,961 Building $166,754
2025$5,440.00 (+1.91%) Homeowner's exemption$357,519 (+5.99%)$380,508 (+12.8%) Land $200,000 Building $180,508
2024$5,338.00 (+2.85%)
2023$5,190.00 (+11.78%) Homeowner's exemption$337,325 (+22.36%) Land $160,000 Building $177,325$337,325 (+22.36%) Land $160,000 Building $177,325
2022$4,643.00$275,676 Land $110,000 Building $165,676$275,676 Land $110,000 Building $165,676

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 110 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies110 in force
Nearby Flood Claims28 (1993–2024)
Claims Outside the SFHA13 of 28
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemATLANTIC BEACH WATER SYSTEM
serves 23,503 people · EPA ID FL2160200
Water SourceGroundwater
Last State InspectionAug 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber		5,000 / 5,000
AT&T
Fiber · Fixed Wireless · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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