441 Aquatic Dr, Atlantic Beach, FL 32233 Property Records

Duval County property record for 441 Aquatic Dr, Atlantic Beach, FL 32233

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,328 sqft · built 1986
Lot Size	0.106 acres (4,633 sqft)
Owner	Individual Name on File
Last Sale	$161,000 (May 2008)
Tax Bill	$796 (2025)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`171818-5292`

Property Details

APN / Parcel Number

Primary APN	`171818-5292`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,328 sqft Living Area
Gross Area	1,356 sqft
1st Floor Area	968 sqft
Upper Floors Area	360 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,633 sqft (0.106 acres)
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	441 AQUATIC DR
City	ATLANTIC BEACH
State	FL
Zip	32233-3833
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ARG-M
Legal Description	38-71 17-2S-29E AQUATIC GARDENS LOT 23-D
Legal Range	29E
Legal Township	02S
Legal Section	17
Legal Subdivision	AQUATIC GARDENS
Legal Block	2
Legal Lot Number	23-D
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE BEACHES
Census Block Group	2
Census Block	2004
Census Tract	13902

Owner

441 Aquatic Dr is owned and occupied by an individual who bought it in May 2008.

Source: Duval County records, as of September 25, 2026

Owner of Record	Individual Name on File
Mailing Address	441 AQUATIC DR, ATLANTIC BEACH, FL 32233-3833
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2008 · Amount on File
Deed Sale	May 19, 2008 · Amount on File
Deed Document Number	2008128746
Deed Book / Page	14504 / 1439
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	441 AQUATIC DR, ATLANTIC BEACH, FL 32233-3833
Transaction Type	Mortgage
Record Updated	Oct 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	441 AQUATIC DR, ATLANTIC BCH, FL 32233-3833

Mortgage

Document Number	0199361238
Date	Sep 30, 2021
Book Page	19936/1238
Instrument	2021256278

Lender

Name	COMMUNITY FIRST CREDIT UNION OF FLORIDA
Type	Credit Union
Address	JACKSONVILLE, FL 32204

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 441 Aquatic Dr was $796 with a homeowner's exemption, up 3.5% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Atlantic Beach City
County	Duval County
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$89,932 (+2.7%)	$335,117 (-2.91%) Land $200,961 Building $134,156
2025	$796.00 (+3.51%) Homeowner's exemption	$87,568	$345,171 Land $200,000 Building $145,171
2024	$769.00 (+5.2%)
2023	$731.00 (+13.16%) Homeowner's exemption	$82,623 (+3%)	$291,117 (+25.46%) Land $160,000 Building $131,117
2022	$646.00 Homeowner's exemption	$80,217	$232,048 Land $110,000 Building $122,048

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 441 Aquatic Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 110 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	110 in force
Nearby Flood Claims	28 (1993–2024)
Claims Outside the SFHA	13 of 28
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 441 Aquatic Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATLANTIC BEACH WATER SYSTEM serves 23,503 people · EPA ID FL2160200
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20