44686 Bailey Rd, Albemarle, NC 28001 Property Records

Stanly County property record for 44686 Bailey Rd, Albemarle, NC 28001

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,349 sqft · built 2007
Lot Size	38 acres (1,657,458 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,120,000 (Feb 2022)
Tax Bill	$3,954 (2026)
Deeds & Mortgages	May 2023 Sale & Mortgage Dec 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`656703033479`

Property Details

APN / Parcel Number

Primary APN	`656703033479`
Alternative APNs	`1537524` `1543512` `5987`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,349 sqft Finished Area
Basement Area	1,950 sqft
Finished Basement	1,950 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Combination
Foundation Type	Stone
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,657,458 sqft (38 acres)
Garage Type	Attached
Garage Area	924 sqft

Exterior Amenities

Pool Type	Pool Type
Pool Area	544 sqft
Porch	Porch
Porch Area	704 sqft
Deck Area	320 sqft
Patio Area	640 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1543512
Street Address	44686 BAILEY RD
City	ALBEMARLE
State	NC
Zip	28001-9108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE 44686 BAILEY RD 656700017
Jurisdiction	STANLY NC
Township / Civil Division	SOUTH ALBEMARLE
Census Block Group	3
Census Block	3028
Census Tract	931002

Owner

Source: Stanly County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	44686 BAILEY RD, ALBEMARLE, NC 28001-9108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2023	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Dec 7, 2022	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO
Feb 15, 2022	Warranty Deed, Transfer · Conventional Mortgage ANGEL OAK HOME LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2022 · Amount on Record
Deed Sale	Feb 15, 2022 · Amount on Record
Deed Document Number	2022443522
Deed Book / Page	1775 / 532
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	May 24, 2023
Property Address	44686 BAILEY RD, ALBEMARLE, NC 28001-9108
Document Number	0000458268
Book / Page	1821 / 1149
Instrument Date	May 23, 2023
Instrument	458268
Transaction Type	Transfer
Record Updated	Aug 15, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	29 LAKES EDGE LN, PITTSBORO, NC 27312-0735

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44686 BAILEY RD, ALBEMARLE, NC 28001-9108

Mortgage

Document Number	0000458269
Date	May 24, 2023
Instrument	458269

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANLY NC
Property Address	44686 BAILEY RD, ALBEMARLE, NC 28001-9108
Transaction Type	Mortgage
Record Updated	Mar 6, 2023
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44686 BAILEY RD, ALBEMARLE, NC 28001-9108

Mortgage

Document Number	0000453682
Date	Dec 7, 2022
Book Page	1807/556
Instrument	453682

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Feb 15, 2022
Property Address	44686 BAILEY RD, ALBEMARLE, NC 28001-9108
Document Number	0000443522
Book / Page	1775 / 532
Instrument Date	Feb 15, 2022
Instrument	443522
Transaction Type	Transfer
Record Updated	May 26, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1297, ALBEMARLE, NC 28002-1297

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44686 BAILEY RD, ALBEMARLE, NC 28001-9108

Mortgage

Document Number	0000443523
Date	Feb 15, 2022
Instrument	443523

Lender

Name	ANGEL OAK HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Stanly County
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,954.00 (+12.49%)	$648,202 (+30.92%) Land $62,556 Building $585,646	$817,377 (+34.85%) Land $231,731 Building $585,646
2023	$3,515.00 (+2.54%)	$495,097 (+2.53%) Land $44,998 Building $450,099	$606,140 (+1.35%) Land $156,041 Building $450,099
2022	$3,428.00	$482,871 Land $27,571 Building $455,300	$598,057 Land $142,757 Building $455,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Windstream DSL	100 / 20
AT&T Fixed Wireless	25 / 3
RiverStreet Networks Fixed Wireless	25 / 3

May also be available: T-Mobile.

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