44616 Bailey Rd, Albemarle, NC 28001 Property Records

Stanly County property record for 44616 Bailey Rd, Albemarle, NC 28001

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,650 sqft · built 1994
Lot Size	0.969 acres (42,253 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Sep 2022)
Tax Bill	$1,131 (2023)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`656703047240`

Property Details

APN / Parcel Number

Primary APN	`656703047240`
Alternative APNs	`1540546` `26859` `30525`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,650 sqft Finished Area
Gross Area	2,457 sqft
Attic Area	324 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Exterior Material	Aluminum/Vinyl
Foundation Type	Stone
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	42,253 sqft (0.969 acres)
Garage Type	Attached
Garage Area	483 sqft
Porch	Porch
Porch Area	208 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1540546
Street Address	44616 BAILEY RD
City	ALBEMARLE
State	NC
Zip	28001-9108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE 44616 BAILEY RD 656700019
Jurisdiction	STANLY NC
Township / Civil Division	SOUTH ALBEMARLE
Census Block Group	3
Census Block	3028
Census Tract	931002

Owner

Source: Stanly County records · APN 656703047240

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	36606 MAULDIN RD, ALBEMARLE, NC 28001-8799
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 26, 2022 · Amount on Record
Deed Sale	Sep 26, 2022 · Amount on Record
Deed Document Number	0001800829
Deed Book / Page	1800 / 829
Record Updated	Jun 07, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Sep 26, 2022
Property Address	44616 BAILEY RD, ALBEMARLE, NC 28001-9108
Document Number	0000451563
Book / Page	1800 / 829
Map Reference	MB 346 PG 443
Instrument Date	Sep 26, 2022
Instrument	451563
Transaction Type	Transfer
Record Updated	May 31, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$680.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	44616 BAILEY RD, ALBEMARLE, NC 28001-9108

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36606 MAULDIN RD, ALBEMARLE, NC 28001-8799

Mortgage

Document Number	0000451564
Date	Sep 26, 2022
Instrument	451564

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.4%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 01, 2027
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	6.4%
Index	5-Year CMT
Max Rate	10.4%

Tax Assessment & Valuation

Source: Stanly County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Stanly County
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,131.00 (-59.68%)	$159,419 (-) Land $16,312 Building $143,107	$159,419 (-) Land $16,312 Building $143,107
2022	$2,805.00	$159,419 Land $16,312 Building $143,107	$159,419 Land $16,312 Building $143,107

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 30, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Uniti Group DSL	100 / 20
AT&T Fixed Wireless	25 / 3
Wilkes Telephone Membership Fixed Wireless	25 / 3

May also be available: T-Mobile USA.

Based on FCC filings for 17 locations within half a mile of this property.

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