San Diego County property record for 4467 Summer Dr, Oceanside, CA 92056
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,660 sqft · built 1986 |
| Lot Size | 0.259 acres (11,274 sqft) |
| Owner | Company Name on Record |
| Last Sale | $425,000 (Apr 2015) |
| Tax Bill | $5,781 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Mar 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 162-482-48-00 |
| Primary APN | 162-482-48-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,660 sqft Living Area |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Lot Area | 11,274 sqft (0.259 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 4467 SUMMER DR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-3562 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE-B |
| Legal Description | LOT 90 TR 009520 |
| Legal Subdivision | SUNBURST HOMES |
| Legal Tract | 009520 |
| Legal Block | 1 |
| Legal Lot Number | 90 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 19403 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 4467 SUMMER DR, OCEANSIDE, CA 92056-3562 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Aug 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Mar 29, 2017 | Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Aug 6, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Mar 7, 2018 | Deed of Trust, Mortgage · Line of Credit MISSION FED'L SVC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 30, 2015 · Amount on Record |
| Deed Sale | Apr 30, 2015 · Amount on Record |
| Prior Sale | Oct 10, 2008 · Amount on Record |
| Deed Document Number | 2015213638 |
| Last Transfer Date | Jul 26, 2018 |
| Transfer Doc | 0000320773 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4467 SUMMER DR, OCEANSIDE, CA 92056-3562 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 4467 SUMMER DR, OCEANSIDE, CA 92056-3562 |
| Document Number | 0000570857 |
|---|---|
| Date | Aug 11, 2021 |
| Instrument | 2021-0570857 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4467 SUMMER DR, OCEANSIDE, CA 92056-3562 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WESTERN RESOURCES TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000140601 |
|---|---|
| Date | Mar 29, 2017 |
| Instrument | 2017-0140601 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 6, 2018 |
| Property Address | 4467 SUMMER DR, OCEANSIDE, CA 92056-3562 |
| Document Number | 0000320773 |
| Instrument Date | Jul 26, 2018 |
| Instrument | 320773 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 4467 SUMMER DR OCEANSIDE CA 920563562, OCEANSIDE, CA 92056-3562 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4467 SUMMER DR, OCEANSIDE, CA 92056-3562 |
| Document Number | 0000095221 |
| Instrument Date | Mar 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2018 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 4467 SUMMER DR OCEANSIDE CA 920563562, OCEANSIDE, CA 92056-3562 |
| Document Number | 0000095221 |
|---|---|
| Date | Mar 12, 2018 |
| Instrument | 95221 |
| Name | MISSION FED'L SVC |
|---|---|
| Address | SAN DIEGO, CA 92191-9023 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 11, 2033 |
| Rate Type | Adjustable Rate |
|---|
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $520,992 (+2%) Land $264,164 Building $256,828 | |
| 2025 | $5,781.00 (+8.64%) Homeowner's exemption | $510,778 (+4.04%) Land $258,985 Building $251,793 |
| 2023 | $5,321.00 (+0.28%) Homeowner's exemption | $490,945 Land $248,929 Building $242,016 |
| 2022 | $5,306.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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