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4462 Summer Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 4462 Summer Dr, Oceanside, CA 92056 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,215 sqft · built 1986
Lot Size0.176 acres (7,669 sqft)
Owner2 Individual Names on File
Last Sale$449,000 (Jan 2017)
Tax Bill$5,976 (2025)
Deeds & MortgagesApr 2020 Mortgage
Jan 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN162-482-44-00

Property Details

APN / Parcel Number

Primary APN162-482-44-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,215 sqft Living Area

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Lot Area7,669 sqft (0.176 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address4462 SUMMER DR
CityOCEANSIDE
StateCA
Zip92056-3560
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 86 TR 009520
Legal SubdivisionSUNBURST HOMES
Legal Tract009520
Legal Block1
Legal Lot Number86
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1027
Census Tract19403

Owner

Source: San Diego County records · APN 162-482-44-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4462 SUMMER DR, OCEANSIDE, CA 92056-3560
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2020Deed of Trust, Mortgage · Conventional with PMI
PENNYMAC
Jan 13, 2017Grant Deed, Transfer · Conventional with PMI
FIRST NATIONS HM FIN

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 13, 2017 · Amount on Record
Deed SaleJan 13, 2017 · Amount on Record
Prior SaleJan 31, 2003 · Amount on Record
Deed Document Number201720925
Record UpdatedSep 20, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4462 SUMMER DR, OCEANSIDE, CA 92056-3560
Document Number0000218600
Instrument DateApr 22, 2020
Transaction TypeMortgage
Record UpdatedMay 08, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address4462 SUMMER DR OCEANSIDE CA 920563560, OCEANSIDE, CA 92056-3560

Mortgage

Document Number0000218600
DateApr 29, 2020
Instrument218600
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueApr 28, 2050

January 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJan 13, 2017
Property Address4462 SUMMER DR, OCEANSIDE, CA 92056-3560
Document Number0000020925
Instrument DateDec 19, 2016
Instrument20925
Transaction TypeTransfer
Record UpdatedJan 24, 2017
Title CompanyTITLE 365

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$493.90
Amount AccuracyFull Value
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address4462 SUMMER DR OCEANSIDE CA 920563560, OCEANSIDE, CA 92056-3560

Mortgage

Document Number20926,
DateJan 13, 2017
Instrument20926
Lender
NameFIRST NATIONS HM FIN
TypeFunding / Finance Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJan 12, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$531,515 (+2%) Land $354,346 Building $177,169
2025$5,976.00 (+8.58%)$521,095 (+4.04%) Land $347,399 Building $173,696
2023$5,504.00 (+0.26%)$500,862 Land $333,910 Building $166,952
2022$5,490.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730194031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2011, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 441 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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