Clay County property record for 4465 Cedar Rd, Orange Park, FL 32065
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,010 sqft · built 1986 |
| Lot Size | 1.3 acres (56,976 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $475,000 (Feb 2022) |
| Tax Bill | $6,605 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit Feb 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 35-04-25-008298-000-00 |
| Primary APN | 35-04-25-008298-000-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 2,010 sqft Living Area |
| Gross Area | 3,620 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Logs |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 56,976 sqft (1.3 acres) |
| Lot Dimensions | 570 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 1,320 sqft |
| Porch | Finished Screened Porch |
|---|---|
| Porch Area | 1,966 sqft |
| Deck Area | 325 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4465 CEDAR RD |
|---|---|
| City | ORANGE PARK |
| State | FL |
| Zip | 32065-6950 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | PT OF LOT 3 DIV 3 AS REC OR 4570 PG 1143 |
| Legal Range | 25E |
| Legal Township | 04S |
| Legal Section | 35 |
| Legal Subdivision | DIV 3 |
| Legal Lot Number | 3 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 30802 |
Source: Clay County records, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4465 CEDAR RD, ORANGE PARK, FL 32065-6950 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 3, 2023 | Deed of Trust, Mortgage · Line of Credit COMMUNITY FIRST CREDIT UNION OF FLORIDA |
| Feb 10, 2022 | Warranty Deed, Transfer · Conventional Mortgage COMMUNITY FIRST CREDIT UNION OF FLO |
| Feb 5, 2018 | Warranty Deed, Transfer · Conventional Mortgage COMMUNITY FIRST CU/FL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 10, 2022 · Amount on Record |
| Deed Sale | Feb 10, 2022 · Amount on Record |
| Prior Sale | Feb 5, 2018 · Amount on Record |
| Deed Document Number | 20229516 |
| Deed Book / Page | 4570 / 1143 |
| Prior Transfer Date | Feb 2, 2022 |
| Prior Transfer Doc | 0045701143 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 4465 CEDAR RD, ORANGE PARK, FL 32065-6950 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4465 CEDAR RD, ORANGE PARK, FL 32065-6950 |
| Document Number | 0046862004 |
|---|---|
| Date | Feb 3, 2023 |
| Book Page | 4686/2004 |
| Instrument | 2023005063 |
| Name | COMMUNITY FIRST CREDIT UNION OF FLORIDA |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32204 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 28, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Feb 10, 2022 |
| Property Address | 4465 CEDAR RD, ORANGE PARK, FL 32065-6950 |
| Document Number | 0045701143 |
| Book / Page | 4570 / 1143 |
| Map Reference | MB 2 PG 42 |
| Instrument Date | Feb 2, 2022 |
| Instrument | 2022009516 |
| Transaction Type | Transfer |
| Record Updated | Mar 8, 2022 |
| Title Company | GUARDIAN TITLE AND TRUST INC, GUARDIAN TITLE & TRUST INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,325.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 283 EDINBURGH LN, 283, ORANGE PARK, FL 32073-4231 |
| Name | Verified Name |
|---|---|
| Address | 4465 CEDAR RD, ORANGE PARK, FL 32065-6950 |
| Document Number | 0045701146 |
|---|---|
| Date | Feb 10, 2022 |
| Instrument | 4570/1146 |
| Name | COMMUNITY FIRST CREDIT UNION OF FLO |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Feb 5, 2018 |
| Property Address | 4465 CEDAR RD, ORANGE PARK, FL 32065-6950 |
| Document Number | 0040530984 |
| Book / Page | 004053 / 000984 |
| Instrument Date | Jan 2, 2018 |
| Instrument | 6061 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2018 |
| Title Company | OSBORNE AND SHEFFIELD TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,185.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 283 EDINBURGH LN ORANGE PARK FL 320734231, ORANGE PARK, FL 32073-4231 |
| Document Number | 40530987 |
|---|---|
| Date | Feb 5, 2018 |
| Book Page | 004053/000987 |
| Instrument | 6062 |
| Name | COMMUNITY FIRST CU/FL |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32204 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 4, 2048 |
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,605.00 (+2.12%) Homeowner's exemption | $473,229 (+1.52%) Land $252,000 Building $221,229 | $473,229 (+1.52%) Land $252,000 Building $221,229 |
| 2024 | $6,468.00 (-4.92%) | ||
| 2023 | $6,803.00 (-0.56%) Homeowner's exemption | $466,164 (+6.98%) Land $252,000 Building $214,164 | $466,164 (+6.98%) Land $252,000 Building $214,164 |
| 2022 | $6,841.00 Homeowner's exemption | $435,739 Land $252,000 Building $183,739 | $435,739 Land $252,000 Building $183,739 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 106 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 106 in force |
| Nearby Flood Claims | 108 (1983–2024) |
| Claims Outside the SFHA | 19 of 108 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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