4453 Cedar Rd, Orange Park, FL 32065 Property Records

Clay County property record for 4453 Cedar Rd, Orange Park, FL 32065

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,604 sqft · built 1985
Lot Size0.851 acres (37,113 sqft)
OwnerIndividual Name on Record
Last Sale$180,500 (Jun 1985)
Tax Bill$5,083 (2025)
Deeds & MortgagesJul 2021 Mortgage
Jul 2020 Loan Modification
+ 1 more
Flood ZoneZone AE (high risk)
APN35-04-25-008299-003-00

Property Details

APN / Parcel Number

Primary APN35-04-25-008299-003-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,604 sqft Heated Area
Gross Area4,133 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area37,113 sqft (0.851 acres)
Lot Dimensions269 ft deep x 138 ft wide
Garage Area636 sqft

Exterior Amenities

Pool Area512 sqft
PorchPorch
Porch Area893 sqft
Deck Area336 sqft
BalconyBalcony
Balcony Area520 sqft
FenceFence
Canopy80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address4453 CEDAR RD
CityORANGE PARK
StateFL
Zip32065-6950
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG
Legal DescriptionPT OF LOT 3 DIV 3 AS REC O R 871 PG 42
Legal Range25
Legal Township04
Legal Section35
Legal SubdivisionSILCOX ESTATES
Legal Lot Number3
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group3
Census Block3004
Census Tract30802

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4453 CEDAR RD, ORANGE PARK, FL 32065-6950
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANK OF ENGLAND
Jul 1, 2020Loan Modification, Mortgage
KEEL DAVID
Jul 12, 2019Trustee's Deed, Construction Loan · Construction Mortgage
DAVID KEEL

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 1, 1985 · Amount on Record
Deed SaleJun 1, 1985 · Amount on Record
Deed Document Number0000087142
Record UpdatedJun 8, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address4453 CEDAR RD, ORANGE PARK, FL 32065-6950
Transaction TypeMortgage
Record UpdatedAug 3, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address4453 CEDAR RD, ORANGE PARK, FL 32065-6950

Mortgage

Document Number0044840841
DateJul 20, 2021
Book Page4484/841
Instrument2021044765
Lender
NameBANK OF ENGLAND
TypeBank
AddressLITTLE ROCK, AR 72201
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2051

July 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCLAY FL
Property Address4453 CEDAR RD, ORANGE PARK, FL 32065-6950
Document Number0043310567
Instrument DateJul 1, 2020
Transaction TypeMortgage
Record UpdatedAug 19, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0043310567
DateJul 21, 2020
Book Page004331/000567
Instrument36054
Lender
NameKEEL DAVID
Agreement
Term12 Months
DueJul 20, 2021

July 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionCLAY FL
Recording DateJul 12, 2019
Property Address4453 CEDAR RD, ORANGE PARK, FL 32065-6950
Document Number0042101116
Book / Page004210 / 001116
Instrument DateJul 1, 2019
Instrument36221
Transaction TypeConstruction Loan
Record UpdatedAug 13, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4453 CEDAR RD ORANGE PARK FL 320656950, ORANGE PARK, FL 32065-6950

Mortgage

Document Number42101116
DateJul 12, 2019
Book Page004210/001116
Instrument36221
Lender
NameDAVID KEEL
AddressJACKSONVILLE, FL 32211
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJul 11, 2020
Interest
Rate1%

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,083.00 (+0.18%) Homeowner's exemption$373,429 (+5.99%)$582,793 (+1.34%) Land $321,678 Building $261,115
2023$5,074.00 (+5.38%) Homeowner's exemption$352,335 (+3%)$575,098 (+6.79%) Land $321,678 Building $253,420
2022$4,815.00 Homeowner's exemption$342,073$538,523 Land $321,678 Building $216,845

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation4.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 106 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies106 in force
Nearby Flood Claims108 (1983–2024)
Claims Outside the SFHA19 of 108
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Irma, Sep 2017 · 55 claims
  • Tropical Storm Fay, Aug 2008 · 9 claims
  • Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORANGE PARK GRID
private · serves 127,904 people · EPA ID FL2100741
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
IQ Fiber
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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