Lorain County property record for 44630 Middle Ridge Rd, Amherst, OH 44001
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,502 sqft · built 1960 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $79,900 (Aug 2013) |
| Tax Bill | $3,911 (2025) |
| Deeds & Mortgages | May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-00-063-101-019 |
| Primary APN | 05-00-063-101-019 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,502 sqft Living Area |
| Gross Area | 1,922 sqft |
| 1st Floor Area | 1,502 sqft |
| Basement Area | 1,502 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Lot Area | 22,216 sqft (0.51 acres) |
| Lot Dimensions | 185 ft deep x 122 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 377 sqft |
|---|---|
| Porch | Open Frame Porch |
| Porch Area | 112 sqft |
| Deck Area | 264 sqft |
| Patio Area | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 44630 MIDDLE RIDGE RD |
|---|---|
| City | AMHERST |
| State | OH |
| Zip | 44001-2518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ARLINGTON 103.64 X 176 S/L 7 TOD 6/11/08 20080257057 |
| Legal Subdivision | ARLINGTON ACRES SUBDIVISION |
| Legal Block | 101 |
| Legal Lot Number | 7 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | AMHERST |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 50100 |
44630 Middle Ridge Rd is owned and occupied by two individuals who acquired it in March 2022.
Source: Lorain County records, as of January 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 44630 MIDDLE RIDGE RD, AMHERST, OH 44001-2518 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 22, 2013 · Amount on File |
| Deed Sale | Aug 22, 2013 · Amount on File |
| Prior Sale | Jun 14, 2013 · Amount on File |
| Deed Document Number | 2013475795 |
| Last Transfer Date | Mar 10, 2022 |
| Transfer Doc | 0000873939 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | May 4, 2022 |
| Property Address | 44630 MIDDLE RIDGE RD, AMHERST, OH 44001-2518 |
| Document Number | 0000873939 |
| Map Reference | VOL 21 PG 40 |
| Instrument Date | Mar 10, 2022 |
| Instrument | 2022-0873939 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 44630 MIDDLE RIDGE RD, AMHERST, OH 44001-2518 |
| Document Number | 0000873940 |
|---|---|
| Date | May 4, 2022 |
| Instrument | 2022-0873940 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Apr 1, 2042 |
The 2025 property tax bill for 44630 Middle Ridge Rd was $3,911 with a homeowner's exemption, up 11.7% from the year before.
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Amherst Township |
| Unified School District | Amherst Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,911.00 (+11.74%) Homeowner's exemption | $82,550 (+%) Land $21,900 Building $60,650 | $235,850 (-) Land $62,570 Building $173,280 |
| 2024 | $3,500.00 (+29.82%) | $82,548 (+54.01%) Land $21,900 Building $60,648 | $235,850 (+54.01%) Land $62,570 Building $173,280 |
| 2023 | $2,696.00 (+4.13%) | $53,599 (%) Land $15,778 Building $37,821 | $153,140 Land $45,080 Building $108,060 |
| 2022 | $2,589.00 | $53,600 Land $15,780 Building $37,820 | |
| 2021 | $153,140 Land $45,080 Building $108,060 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 44630 Middle Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 44630 Middle Ridge Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AMHERST CITY PWS serves 11,797 people · EPA ID OH4700003 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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