Lorain County property record for 44575 Middle Ridge Rd, Amherst, OH 44001
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,952 sqft · built 1900 |
| Lot Size | 0.519 acres (22,651 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,732 (2025) |
| Deeds & Mortgages | May 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-00-063-104-040 |
| Primary APN | 05-00-063-104-040 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,952 sqft Living Area |
| 1st Floor Area | 1,184 sqft |
| 2nd Floor Area | 768 sqft |
| Upper Floors Area | 768 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 22,651 sqft (0.519 acres) |
| Lot Dimensions | 228 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 896 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 192 sqft |
| Patio Area | 84 sqft |
| Heating System | HVAC |
|---|
| Street Address | 44575 MIDDLE RIDGE RD |
|---|---|
| City | AMHERST |
| State | OH |
| Zip | 44001-2515 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | O L 63 |
| Legal Subdivision | AMHERST |
| Legal Block | 104 |
| Legal Lot Number | 63 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | AMHERST |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 50100 |
Source: Lorain County records, as of March 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 44575 MIDDLE RIDGE RD, AMHERST, OH 44001-2515 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 44575 MIDDLE RIDGE RD, AMHERST, OH 44001-2515 |
| Document Number | 0000629836 |
| Instrument Date | May 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2017 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 44575 MIDDLE RIDGE RD AMHERST OH 440012515, AMHERST, OH 44001-2515 |
| Document Number | 0000629836 |
|---|---|
| Date | May 18, 2017 |
| Instrument | 629836 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 17, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Amherst Township |
| Unified School District | Amherst Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,732.00 (+24.16%) | $60,900 (+66.78%) Land $15,090 Building $45,810 | $173,990 (+66.77%) Land $43,100 Building $130,890 |
| 2023 | $1,395.00 (+2.65%) | $36,516 (-0.01%) Land $14,571 Building $21,945 | $104,330 (-) Land $41,630 Building $62,700 |
| 2022 | $1,359.00 | $36,520 Land $14,570 Building $21,950 | |
| 2021 | $104,330 Land $41,630 Building $62,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AMHERST CITY PWS serves 11,797 people · EPA ID OH4700003 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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