446 Willow Rd, Manteno, IL 60950 Property Records

Kankakee County property record for 446 Willow Rd, Manteno, IL 60950

Property Summary

Property Type	Single Family Home
Lot Size	0.308 acres (13,421 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,500 (Jun 2021)
Tax Bill	$7,244 (2022)
Deeds & Mortgages	Jan 2012 Mortgage Jun 2021 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`03-02-16-415-004`

Property Details

APN / Parcel Number

Primary APN	`03-02-16-415-004`

Exterior

Lot Area	13,421 sqft (0.308 acres)

Location & Zoning

Street Address	446 WILLOW RD
City	MANTENO
State	IL
Zip	60950-1072
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTEND SUBD 10TH ADDN LOT 16 16-32-12E
Legal Subdivision	WESTEND SUB
Legal Lot Number	16
Jurisdiction	KANKAKEE IL
Township / Civil Division	MANTENO
Census Block Group	3
Census Block	3030
Census Tract	10204

Owner

Source: Kankakee County records, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	446 WILLOW RD, MANTENO, IL 60950-1072
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2012	Deed of Trust, Mortgage · FHA Mortgage EMBRACE HOME LOANS INC
Jun 29, 2021	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Jan 15, 2020	Warranty Deed, Transfer · Conventional Mortgage NATIONAL BANK OF SAINT ANNE
Jun 17, 2019	Quit Claim Deed, Transfer Quitclaim
Apr 12, 2019	Sheriff's Deed, Foreclosure PREMIER TITLE COMPANY, PREMIER TITLE
Mar 26, 2019	Sheriff's Deed, Foreclosure
Oct 7, 2014	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2021 · Amount on Record
Deed Sale	Jun 29, 2021 · Amount on Record
Prior Sale	Jan 15, 2020 · Amount on Record
Deed Document Number	20218812
Prior Transfer Date	Jan 14, 2020
Prior Transfer Doc	0202000544
Record Updated	Jun 8, 2026

January 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANKAKEE IL
Property Address	446 WILLOW RD, MANTENO, IL 60950-1072
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201200303
Date	Jan 6, 2012
Instrument	201200303

Lender

Name	EMBRACE HOME LOANS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 5, 2042

Interest

Rate Type	Fixed Rate

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANKAKEE IL
Recording Date	Jun 29, 2021
Property Address	446 WILLOW RD, MANTENO, IL 60950-1072
Document Number	0202108812
Instrument Date	Jun 25, 2021
Instrument	202108812
Transaction Type	Transfer
Record Updated	Apr 7, 2026
Title Company	HOMESTAR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	446 WILLOW RD, MANTENO, IL 60950-1072

Mortgage

Document Number	0202108813
Date	Jun 29, 2021
Instrument	202108813

Lender

Name	NAVY FCU

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate	2.5%

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANKAKEE IL
Recording Date	Jan 15, 2020
Property Address	446 WILLOW RD, MANTENO, IL 60950-1072
Document Number	0202000544
Instrument Date	Jan 14, 2020
Instrument	202000544
Transaction Type	Transfer
Record Updated	Apr 7, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$252.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name
Address	422 W COOK ST, MANTENO, IL 60950-1671

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	446 WILLOW RD, MANTENO, IL 60950-1072

Mortgage

Document Number	0202000545
Date	Jan 15, 2020
Instrument	202000545

Lender

Name	NATIONAL BANK OF SAINT ANNE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	3.5%

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANKAKEE IL
Recording Date	Jun 17, 2019
Property Address	446 WILLOW RD, MANTENO, IL 60950-1072
Document Number	0201906112
Instrument Date	May 24, 2019
Instrument	201906112
Transaction Type	Transfer
Record Updated	Apr 7, 2026

Transaction

Amount	Amount Recorded
Tax	$246.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4425 PONCE DE LEON BLVD, CORAL GABLES, FL 33146-1837

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	442 W COOK ST, MANTENO, IL 60950

April 2019: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	KANKAKEE IL
Recording Date	Apr 12, 2019
Property Address	446 WILLOW RD, MANTENO, IL 60950-1072
Document Number	0201903347
Instrument Date	Mar 8, 2019
Instrument	201903347
Transaction Type	Foreclosure
Record Updated	Apr 7, 2026
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3637 SENTARA WAY, VIRGINIA BEACH, VA 23452-4262

March 2019: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	KANKAKEE IL
Recording Date	Mar 26, 2019
Property Address	446 WILLOW RD, MANTENO, IL 60950-1072
Document Number	0201902771
Instrument Date	Mar 8, 2019
Instrument	201902771
Transaction Type	Foreclosure
Record Updated	Apr 7, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3637 SENTARA WAY, VIRGINIA BEACH, VA 23452-4262
Investor	Possibly a Property Investor

October 2014: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANKAKEE IL
Recording Date	Oct 7, 2014
Property Address	446 WILLOW RD, MANTENO, IL 60950-1072
Document Number	0201411040
Instrument Date	Apr 3, 2014
Instrument	201411040
Transaction Type	Transfer
Record Updated	Apr 7, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 WILLOW RD, MANTENO, IL 60950-1072

Tax Assessment & Valuation

Source: Kankakee County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kankakee County
County Subdivision	Manteno Township
Municipality	Manteno Village
Unified School District	Manteno Community Unit School District 5 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$110,957 (+20.97%) Land $17,317 Building $93,640	$332,871 (+20.97%) Land $51,951 Building $280,920
2023		$91,721 (+13.27%) Land $14,153 Building $77,568	$275,163 (+13.27%) Land $42,459 Building $232,704
2022	$7,244.00 Homeowner's exemption	$80,979 Land $12,779 Building $68,200	$242,937 Land $38,337 Building $204,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA ILLINOIS-KANKAKEE private · serves 80,000 people · EPA ID IL0915030
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	2 ppb (2026) action level 15 ppb
Copper	3.3 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Bertram Communications Fixed Wireless	100 / 20

May also be available: Verizon.

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