446 W Anderson St, Hackensack, NJ 07601 Property Records

Bergen County and Hackensack City property record for 446 W Anderson St, Hackensack, NJ 07601

Property Summary

Property TypeSingle Family Home
Details1,280 sqft · built 1953
Lot Size0.118 acres (5,127 sqft)
OwnerIndividual Name on Record
Last Sale$325,000 (Dec 2015)
Tax Bill$11,164 (2025)
Deeds & MortgagesNov 2019 Refinance
Sep 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN23-00454-0000-00016

Property Details

APN / Parcel Number

Primary APN23-00454-0000-00016
Alternative APNs
  • 230045400016
  • 6649

Interior

Stories2 Stories
Building Area1,280 sqft Living Area

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Construction TypeFrame
Lot Area5,127 sqft (0.118 acres)
Lot Dimensions125 ft deep x 41 ft wide

Location & Zoning

Account Number6649
Street Address446 W ANDERSON ST
CityHACKENSACK
StateNJ
Zip07601-1505
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR50
Legal Description41X125
Legal SubdivisionMAYWOOD PARK 2ND SEC
Legal Block454
Legal Lot Number16
JurisdictionBERGEN NJ
Township / Civil DivisionHACKENSACK
Census Block Group1
Census Block1008
Census Tract23301

Owner

Source: Bergen County and Hackensack City records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address446 W ANDERSON ST, HACKENSACK, NJ 07601-1505
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 16, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
SANTANDER BANK NA
Sep 8, 2020Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Mar 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Jul 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Jan 4, 2022Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 7, 2015 · Amount on Record
Deed SaleDec 7, 2015 · Amount on Record
Prior SaleApr 16, 2015 · Amount on Record
Deed Document Number201591502
Deed Book / Page2122 / 1475
Record UpdatedOct 29, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address446 W ANDERSON ST, HACKENSACK, NJ 07601-1505
Transaction TypeMortgage
Record UpdatedAug 17, 2022
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0034091683
DateNov 16, 2019
Book Page3409/1683
Instrument19-078605
Lender
NameSANTANDER BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term349 Months
DueDec 1, 2048

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address446 W ANDERSON ST, HACKENSACK, NJ 07601-1505
Transaction TypeMortgage
Record UpdatedAug 17, 2022
Title CompanyPRESTIGE TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0036950386
DateSep 8, 2020
Book Page3695/386
Instrument20-082032
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueAug 1, 2050

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address446 W ANDERSON ST, HACKENSACK, NJ 07601-1505
Transaction TypeMortgage
Record UpdatedAug 17, 2022
Title CompanyPRESTIGE TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0040300052
DateMar 23, 2021
Book Page4030/52
Instrument2021041317
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueFeb 1, 2051

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address446 W ANDERSON ST, HACKENSACK, NJ 07601-1505
Transaction TypeMortgage
Record UpdatedAug 17, 2022
Title CompanyCOASTAL TITLE, COASTAL TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0042660011
DateJul 12, 2021
Book Page4266/11
Instrument2021111681
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2051

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address446 W ANDERSON ST, HACKENSACK, NJ 07601-1505
Transaction TypeMortgage
Record UpdatedAug 17, 2022
Title CompanyCOASTAL TITLE, COASTAL TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0045191681
DateJan 4, 2022
Book Page4519/1681
Instrument2022001145
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressCONSHOHOCKEN, PA 19428
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueDec 1, 2051

Tax Assessment & Valuation

Source: Bergen County and Hackensack City assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityHackensack City
Unified School DistrictHackensack City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$347,900 (-) Land $192,400 Building $155,500$347,900 (-) Land $192,400 Building $155,500
2025$11,164.00 (+5.01%)$347,900 (-) Land $192,400 Building $155,500$347,900 (-) Land $192,400 Building $155,500
2024$10,631.00 (+10.49%)
2023$347,900 Land $192,400 Building $155,500$347,900 Land $192,400 Building $155,500
2022$9,622.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims28 (1978–2021)
Claims Outside the SFHA8 of 28
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 4 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 5 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 792 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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