438 W Anderson St, Hackensack, NJ 07601 Property Records

Bergen County and Hackensack City property record for 438 W Anderson St, Hackensack, NJ 07601

Property Summary

Property Type	Single Family Home
Details	2,416 sqft · built 2015
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on File
Last Sale	$36,057 (Feb 2020)
Tax Bill	$19,453 (2025)
Deeds & Mortgages	Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-00454-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`23-00454-0000-00012`
Alternative APNs	`230045400012` `6647`

Interior

Stories	1 Story
Building Area	2,416 sqft Living Area
1st Floor Area	2,416 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	125 ft deep x 40 ft wide

Location & Zoning

Account Number	6647
Street Address	438 W ANDERSON ST
City	HACKENSACK
State	NJ
Zip	07601-1505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R50
Legal Description	40X125
Legal Subdivision	MAYWOOD PARK 2ND SEC
Legal Block	454
Legal Lot Number	12
Jurisdiction	BERGEN NJ
Township / Civil Division	HACKENSACK
Census Block Group	1
Census Block	1008
Census Tract	23301

Owner

438 W Anderson St is owned and occupied by two individuals who bought it in February 2020.

Source: Bergen County and Hackensack City records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	438 W ANDERSON ST, HACKENSACK, NJ 07601-1505
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2020 · Amount on File
Deed Sale	Feb 18, 2020 · Amount on File
Prior Sale	May 29, 2015 · Amount on File
Deed Document Number	202018489
Deed Book / Page	3506 / 1872
Prior Transfer Date	Dec 4, 2019
Prior Transfer Doc	0035061872
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	438 W ANDERSON ST, HACKENSACK, NJ 07601-1505
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035061872
Date	Feb 18, 2020
Book Page	3506/1872
Instrument	2020018489

Lender

Name	OMEGA FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 438 W Anderson St was $19,453, up 5% from the year before.

Source: Bergen County and Hackensack City assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Hackensack City
Unified School District	Hackensack City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$606,200 (-) Land $191,300 Building $414,900	$606,200 (-) Land $191,300 Building $414,900
2025	$19,453.00 (+5.01%)	$606,200 Land $191,300 Building $414,900	$606,200 Land $191,300 Building $414,900
2024	$18,525.00
2023		$606,200 Land $191,300 Building $414,900	$606,200 Land $191,300 Building $414,900
2022	$16,868.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 438 W Anderson St in Zone X, an area of minimal flood risk, though there have been 28 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	28 (1978–2021)
Claims Outside the SFHA	8 of 28
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 4 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 5 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 438 W Anderson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20