446 W 6th St, Pecatonica, IL 61063 Property Records

Winnebago County property record for 446 W 6th St, Pecatonica, IL 61063

Property Summary

Property TypeSingle Family Home
Details2,600 sqft
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on File
Last Sale$145,000 (Apr 2016)
Tax Bill$4,248 (2025)
Deeds & MortgagesOct 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN09-29-403-006

Property Details

APN / Parcel Number

Primary APN09-29-403-006
Alternative APNs
  • 929403006
  • 461D264

Interior

Building Area2,600 sqft Living Area

Exterior

Lot Area10,019 sqft (0.23 acres)
Garage TypeAttached
Garage Area480 sqft

Location & Zoning

Account Number461D264
Street Address446 W 6TH ST
CityPECATONICA
StateIL
Zip61063-9734
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPERLEY & ST JOHNS ADDN EXC E 56 FT LOT6 & EXC W 3 FT LOT 007 BLOCK 003
Legal SubdivisionPERLEY & ST JOHNS ADDN
Legal Block003
Legal Lot Number6,007
JurisdictionWINNEBAGO IL
Township / Civil DivisionPECATONICA
Census Block Group1
Census Block1057
Census Tract4300

Owner

446 W 6th St is owned and occupied by two individuals who bought it in April 2016.

Source: Winnebago County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address446 W 6TH ST, PECATONICA, IL 61063-9734
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 29, 2016 · Amount on File
Deed SaleApr 29, 2016 · Amount on File
Prior SaleSep 27, 2011 · Amount on File
Record UpdatedOct 29, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address446 W 6TH ST, PECATONICA, IL 61063-9702
Transaction TypeMortgage
Record UpdatedNov 1, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000024170
DateOct 12, 2023
Instrument2324170
Lender
NameUS BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueOct 18, 2053
Interest
Rate TypeFixed Rate
Rate9.6%

Tax Assessment & Valuation

The 2025 property tax bill for 446 W 6th St was $4,248 with a homeowner's exemption.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionPecatonica Township
MunicipalityPecatonica Village
Unified School DistrictPecatonica Community Unit School District 321 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,248.00$64,718 Land $4,658 Building $60,060$194,154 Land $13,974 Building $180,180
2022Homeowner's exemption$51,083 Land $3,677 Building $47,406$153,249 Land $11,031 Building $142,218

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 446 W 6th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 446 W 6th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPECATONICA
serves 2,195 people · EPA ID IL2010250
Water SourceGroundwater
Last State InspectionApr 2024
Lead3 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
JCWIFI.com
Fixed Wireless
200 / 200
AT&T
Fixed Wireless
100 / 20

May also be available: AaroBand.

Nearby Properties on W 6th St

Nearby Streets

Search Property Records by Address or Parcel Number