435 W 6th St, Pecatonica, IL 61063 Property Records

Winnebago County property record for 435 W 6th St, Pecatonica, IL 61063

Property Summary

Property Type	Single Family Home
Details	1,372 sqft · built 1918
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Company Names on File
Last Sale	$153,000 (Sep 2022)
Tax Bill	$4,207 (2025)
Deeds & Mortgages	Oct 2022 Transfer Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-29-402-016`

Property Details

APN / Parcel Number

Primary APN	`09-29-402-016`
Alternative APNs	`929402016` `461D253`

Interior

Building Area	1,372 sqft Living Area

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	720 sqft

Location & Zoning

Street Address	435 W 6TH ST
City	PECATONICA
State	IL
Zip	61063-9735
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PERLEY + ST JOHNS ADDN LOT 018 BLOCK 02
Legal Subdivision	PERLEY + ST JOHNS ADDN
Legal Block	02
Legal Lot Number	018
Jurisdiction	WINNEBAGO IL
Township / Civil Division	PECATONICA
Census Block Group	1
Census Block	1056
Census Tract	4300

Owner

435 W 6th St is owned by a company that acquired it in October 2022.

Source: Winnebago County records, as of August 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	1110 N BLACKHAWK BLVD, ROCKTON, IL 61072-1506
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2022	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Sep 29, 2022	Warranty Deed, Transfer · Conventional Mortgage BLACKHAWK BANK
Oct 17, 2017	Grant Deed, Transfer · FHA Mortgage ENVOY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2022 · Amount on File
Deed Sale	Sep 29, 2022 · Amount on File
Prior Sale	Oct 17, 2017 · Amount on File
Deed Document Number	202229959
Last Transfer Date	Oct 18, 2022
Transfer Doc	0000032836
Record Updated	Oct 29, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WINNEBAGO IL
Recording Date	Oct 27, 2022
Property Address	435 W 6TH ST, PECATONICA, IL 61063-9701
Document Number	0000032836
Map Reference	BK35 PG1
Instrument Date	Oct 18, 2022
Instrument	2232836
Transaction Type	Transfer
Record Updated	Nov 16, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1110 N BLACKHAWK BLVD, 1110, ROCKTON, IL 61072-1506

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1110 N BLACKHAWK BLVD, ROCKTON, IL 61072-1506

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Sep 29, 2022
Property Address	435 W 6TH ST, PECATONICA, IL 61063-9701
Document Number	0000029959
Map Reference	BK35 PG1
Instrument Date	Sep 28, 2022
Instrument	2229959
Transaction Type	Transfer
Record Updated	Oct 19, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$229.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	151 W JACKSON ST, 151, ELMHURST, IL 60126-4851

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1110 N BLACKHAWK BLVD, ROCKTON, IL 61072-1506

Mortgage

Document Number	0000029960
Date	Sep 29, 2022
Instrument	2229960

Lender

Name	BLACKHAWK BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Oct 17, 2017
Property Address	435 W 6TH ST, PECATONICA, IL 61063-9701
Document Number	0001033554
Instrument Date	Oct 13, 2017
Instrument	1033554
Transaction Type	Transfer
Record Updated	Aug 27, 2018
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$131.85
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14980 BETHANY RD SYCAMORE IL 601788407, SYCAMORE, IL 60178-8407

Mortgage

Document Number	1033555
Date	Oct 17, 2017
Instrument	1033555

Lender

Name	ENVOY MTG
Type	Mortgage Company
Address	HOUSTON, TX 77056

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 16, 2047

Interest

Rate Type	Fixed Rate
Rate	4.62%

Tax Assessment & Valuation

The 2025 property tax bill for 435 W 6th St was $4,207.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Pecatonica Township
Municipality	Pecatonica Village
Unified School District	Pecatonica Community Unit School District 321 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,207.00	$58,151 Land $4,882 Building $53,269	$174,453 Land $14,646 Building $159,807
2022	Homeowner's exemption	$35,752 Land $3,854 Building $31,898	$107,256 Land $11,562 Building $95,694

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 435 W 6th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 435 W 6th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PECATONICA serves 2,195 people · EPA ID IL2010250
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
JCWIFI.com Fixed Wireless	200 / 200
AT&T Fixed Wireless	100 / 20

May also be available: AaroBand.

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