446 Valley View Rd, Bainbridge, NY 13733 Property Records

Otsego County and Unadilla Town property record for 446 Valley View Rd, Bainbridge, NY 13733

Property Summary

Property Type	Mobile Home
Details	540 sqft · built 1969
Lot Size	1.23 acres (53,579 sqft)
Owner	Individual Name on Record
Last Sale	$65,000 (Oct 2025)
Tax Bill	$715 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Oct 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`366289 332.00-1-44.00`

Property Details

APN / Parcel Number

Primary APN	`366289 332.00-1-44.00`
Alternative APNs	`628933200000010440000000` `015470`

Interior

Building Area	540 sqft Living Area

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Mobile Home
Lot Area	53,579 sqft (1.23 acres)
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	144 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	015470
Street Address	446 VALLEY VIEW RD
City	BAINBRIDGE
State	NY
Zip	13733-3389
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	963 0 0
Legal Block	1
Legal Lot Number	44.000
Jurisdiction	OTSEGO NY
Township / Civil Division	UNADILLA
Census Block Group	1
Census Block	1030
Census Tract	591602

Owner

Source: Otsego County and Unadilla Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	135 HOLMESVILLE HILL RD, NORWICH, NY 13815-1171
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2026	Deed of Trust, Mortgage SIDNEY FCU
Oct 22, 2025	Executor's Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2025 · Amount on Record
Deed Sale	Oct 22, 2025 · Amount on Record
Deed Document Number	20254204
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO NY
Property Address	446 VALLEY VIEW RD, BAINBRIDGE, NY 13733-3389
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000049
Date	Jan 13, 2026
Instrument	2026-149

Lender

Name	SIDNEY FCU

Agreement

Amount	Amount Recorded

October 2025: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	OTSEGO NY
Recording Date	Oct 22, 2025
Property Address	446 VALLEY VIEW RD, BAINBRIDGE, NY 13733-3389
Document Number	0000000204
Instrument Date	Sep 29, 2025
Instrument	2025-4204
Transaction Type	Transfer
Record Updated	Nov 12, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 HOMESVILLE HILL RD, NORWICH, NY 13815-1171

Tax Assessment & Valuation

Source: Otsego County and Unadilla Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
County Subdivision	Unadilla Town
Unified School District	Sidney Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$715.00 (-4.67%)
2025	$750.00 (+129.36%)	$16,600 (-) Land $4,200 Building $12,400	$40,488 (+7.32%) Land $10,244 Building $30,244
2024	$327.00 Homeowner's exemption Senior Citizen's exemption	$16,600 (-) Land $4,200 Building $12,400	$37,727 (+6.82%) Land $9,545 Building $28,182
2023		$16,600 Land $4,200 Building $12,400	$35,319 Land $8,936 Building $26,383

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2006–2011)
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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