437 Valley View Rd, Bainbridge, NY 13733 Property Records

Otsego County and Unadilla Town property record for 437 Valley View Rd, Bainbridge, NY 13733

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,248 sqft · built 1988
Lot Size	0.67 acres (29,185 sqft)
Owner	Individual Name on File
Tax Bill	$1,817 (2026)
Deeds & Mortgages	Sep 2019 Line of Credit May 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`366289 332.00-1-13.01`

Property Details

APN / Parcel Number

Primary APN	`366289 332.00-1-13.01`
Alternative APNs	`628933200000010130010000` `095030`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Ranch
Lot Area	29,185 sqft (0.67 acres)
Lot Width	20 ft Width
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	300 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	095030
Street Address	437 VALLEY VIEW RD
City	BAINBRIDGE
State	NY
Zip	13733-3389
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	988 0 0
Legal Block	1
Legal Lot Number	13.001
Jurisdiction	OTSEGO NY
Township / Civil Division	UNADILLA
Census Block Group	1
Census Block	1029
Census Tract	591602

Owner

437 Valley View Rd is owned and occupied by an individual who acquired it in April 2016.

Source: Otsego County and Unadilla Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	437 VALLEY VIEW RD, BAINBRIDGE, NY 13733-3389
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2019	Deed of Trust, Mortgage · Line of Credit DELAWARE NAT'L BK/DELHI
May 3, 2018	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 8, 2016
Transfer Doc	2016001724
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO NY
Property Address	437 VALLEY VIEW RD, BAINBRIDGE, NY 13733-3389
Document Number	0000004200
Instrument Date	Sep 4, 2019
Transaction Type	Mortgage
Record Updated	Oct 4, 2019
Title Company	SCHOWRIGHT ABSTRACT CORPORATION, SCHOWRIGHT ABS CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 VALLEY VIEW RD BAINBRIDGE NY 137333389, BAINBRIDGE, NY 13733-3389

Mortgage

Document Number	0000004200
Date	Sep 17, 2019
Instrument	4200

Lender

Name	DELAWARE NAT'L BK/DELHI
Type	Bank
Address	DELHI, NY 13753

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 16, 2039

Interest

Rate Type	Adjustable Rate

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OTSEGO NY
Recording Date	May 3, 2018
Property Address	437 VALLEY VIEW RD, BAINBRIDGE, NY 13733-3389
Document Number	0000001925
Instrument Date	Apr 27, 2018
Instrument	1925
Transaction Type	Transfer
Record Updated	Apr 4, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	169 CHURCH ST LODI NJ 076443322, LODI, NJ 07644-3322

Tax Assessment & Valuation

The 2026 property tax bill for 437 Valley View Rd was $1,817, up 0.8% from the year before.

Source: Otsego County and Unadilla Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
County Subdivision	Unadilla Town
Unified School District	Sidney Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,817.00 (+0.83%)
2025	$1,802.00	$43,700 Land $4,900 Building $38,800	$106,585 Land $11,951 Building $94,634
2023		$43,700 Land $4,900 Building $38,800	$92,979 Land $10,426 Building $82,553

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 437 Valley View Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2006–2011)
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 437 Valley View Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Valley View Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures