Bergen County and Edgewater Borough property record for 446 Undercliff Ave, Edgewater, NJ 07020
| Property Type | Single Family Home |
|---|---|
| Details | 3,269 sqft · built 2020 |
| Lot Size | 0.085 acres (3,690 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,400,000 (Jul 2024) |
| Tax Bill | $29,182 (2025) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage Jan 2019 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-00049-0000-00009-0000-C0446 |
| Primary APN | 13-00049-0000-00009-0000-C0446 |
|---|
| Units | 2 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,269 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Condo/Apartment |
| Lot Area | 3,690 sqft (0.085 acres) |
| Lot Dimensions | 123 ft deep x 30 ft wide |
| Street Address | 446 UNDERCLIFF AVE |
|---|---|
| City | EDGEWATER |
| State | NJ |
| Zip | 07020-1215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 30X123 0.2066 |
| Legal Subdivision | CHARLES F MCKENNA |
| Legal Block | 49 |
| Legal Lot Number | 9 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | EDGEWATER |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 13002 |
Source: Bergen County and Edgewater Borough records · APN 13-00049-0000-00009-0000-C0446
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 446 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Apr 01, 2021 | Deed, Subdivision Related Transfer · Conventional Mortgage NEW JERSEY LENDERS CORP |
| Jan 11, 2019 | Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS |
| Mar 05, 2018 | Grant Deed, Transfer VESTED TITLE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 25, 2024 · Amount on Record |
| Deed Sale | Jul 25, 2024 · Amount on Record |
| Prior Sale | Apr 01, 2021 · Amount on Record |
| Deed Document Number | 202444322 |
| Deed Book / Page | 5287 / 1395 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 01, 2021 |
| Property Address | 446 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1215 |
| Document Number | 0040510462 |
| Book / Page | 4051 / 462 |
| Map Reference | MB V3812 PG 371 |
| Instrument Date | Feb 12, 2021 |
| Instrument | 2021048237 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 02, 2021 |
| Title Company | TWO RIVERS TITLE COMPANY LLC, TWO RIVERSE TITLE CO LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $30,602.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 153 FORT LEE RD, 153, TEANECK, NJ 07666-3984 |
| Name | Verified Name |
|---|---|
| Address | 46 UNDERCLIFF AVE, EDGEWATER, NJ 07020 |
| Document Number | 2021048238 |
|---|---|
| Date | Apr 01, 2021 |
| Instrument | 2021048238 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 11, 2019 |
| Property Address | 446 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1215 |
| Document Number | 0031531395 |
| Book / Page | 003153 / 001395 |
| Instrument Date | Dec 27, 2018 |
| Instrument | 2922 |
| Transaction Type | Transfer |
| Record Updated | Jun 03, 2021 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS |
| Amount | Amount Recorded |
|---|---|
| Tax | $950.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 153 FORT LEE RD TEANECK NJ 076663951, TEANECK, NJ 07666-3951 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Mar 05, 2018 |
| Property Address | 446 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1215 |
| Document Number | 0028780123 |
| Book / Page | 002878 / 000123 |
| Instrument Date | Feb 13, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jun 03, 2021 |
| Title Company | VESTED TITLE INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 78 MYRTLE AVE EDGEWATER NJ 070201406, EDGEWATER, NJ 07020-1406 |
Source: Bergen County and Edgewater Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Edgewater Borough |
| Unified School District | Edgewater Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,112,400 (+19.08%) Land $380,500 Building $1,731,900 | $2,112,400 (+19.08%) Land $380,500 Building $1,731,900 | |
| 2025 | $29,182.00 (+15.18%) | $1,774,000 (+14.75%) Land $361,800 Building $1,412,200 | $1,774,000 (+14.75%) Land $361,800 Building $1,412,200 |
| 2024 | $25,335.00 (+5.09%) | ||
| 2023 | $1,546,000 Land $330,700 Building $1,215,300 | $1,546,000 Land $330,700 Building $1,215,300 | |
| 2022 | $24,107.00 |
Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 units insured incl. 2 condo units |
| Nearby Flood Claims | 2 (2007–2012) |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Starry.
Based on FCC filings for 371 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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