436 Undercliff Ave, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 436 Undercliff Ave, Edgewater, NJ 07020

Property Summary

Property Type	Single Family Home
Details	2,058 sqft · built 1925
Lot Size	0.096 acres (4,169 sqft)
Owner	2 Individual Names on Record
Last Sale	$799,000 (Jun 2021)
Tax Bill	$12,622 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-00049-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`13-00049-0000-00004`
Alternative APN	`130004900004`

Interior

Stories	2 Stories
Building Area	2,058 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Brick
Construction Type	Brick
Lot Area	4,169 sqft (0.096 acres)
Lot Dimensions	139 ft deep x 30 ft wide
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	436 UNDERCLIFF AVE
City	EDGEWATER
State	NJ
Zip	07020-1215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	30X139 0.0957
Legal Block	49
Legal Lot Number	4
Jurisdiction	BERGEN NJ
Township / Civil Division	EDGEWATER
Census Block Group	3
Census Block	3000
Census Tract	13002

Owner

Source: Bergen County and Edgewater Borough records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	35 SHADYSIDE AVE, NYACK, NY 10960-4827
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2021 · Amount on Record
Deed Sale	Jun 14, 2021 · Amount on Record
Prior Sale	Jul 8, 2016 · Amount on Record
Deed Document Number	202195233
Deed Book / Page	4211 / 1215
Record Updated	Sep 20, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jun 14, 2021
Property Address	436 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1215
Document Number	0042111215
Book / Page	4211 / 1215
Instrument Date	May 13, 2021
Instrument	2021095233
Transaction Type	Transfer
Record Updated	Aug 26, 2021
Title Company	NORTH BERGEN TITLE AGENCY INC, NORTH BERGEN TITLE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,294.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9 SHAGBARK CT, 9, ROCKVILLE, MD 20852-4148

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	436 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1215

Mortgage

Document Number	2021095234
Date	Jun 14, 2021
Instrument	2021095234

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Edgewater Borough
Unified School District	Edgewater Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$803,700 (+4.74%) Land $396,700 Building $407,000	$803,700 (+4.74%) Land $396,700 Building $407,000
2025	$12,622.00 (+6.68%)	$767,300 (+7.57%) Land $377,500 Building $389,800	$767,300 (+7.57%) Land $377,500 Building $389,800
2024	$11,832.00 (+6.75%)
2023		$713,300 Land $345,000 Building $368,300	$713,300 Land $345,000 Building $368,300
2022	$11,084.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 units insured incl. 2 condo units
Nearby Flood Claims	2 (2007–2012)
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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