Polk County property record for 408 Thomas Rd, Benton, TN 37307
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,664 sqft · built 1995 |
| Lot Size | 0.76 acres (33,106 sqft) |
| Owner | Individual Name on File |
| Last Sale | $90,000 (Oct 2009) |
| Tax Bill | $657 (2025) |
| Deeds & Mortgages | Feb 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-017.04 |
| Primary APN | 045-017.04 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,664 sqft Living Area |
| 1st Floor Area | 832 sqft |
| Upper Floors Area | 832 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Custom Design |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 33,106 sqft (0.76 acres) |
| Terrain | Rolling |
| Porch | Open/Unfinished Porch |
|---|---|
| Porch Area | 384 sqft |
| Shed | 1 Shed |
| Shed Area | 320 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 408 THOMAS RD |
|---|---|
| City | BENTON |
| State | TN |
| Zip | 37307-5207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PB: 26 PG: 70 |
| Legal Subdivision | BK 8 PG 193 LOT 3 |
| Legal Lot Number | 3 |
| Jurisdiction | POLK TN |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 950203 |
408 Thomas Rd is owned and occupied by an individual who acquired it in August 2021.
Source: Polk County records, as of December 3, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 408 THOMAS RD, BENTON, TN 37307-5207 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 7, 2009 · Amount on File |
| Deed Sale | Oct 7, 2009 · Amount on File |
| Prior Sale | May 22, 2009 · Amount on File |
| Deed Book / Page | 264 / 217 |
| Last Transfer Date | Aug 5, 2021 |
| Transfer Doc | 0000002298 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK TN |
| Recording Date | Feb 7, 2023 |
| Property Address | 408 THOMAS RD, BENTON, TN 37307-5207 |
| Document Number | 0WD346/128 |
| Book / Page | WD346 / 128 |
| Map Reference | MB 8 PG 193 |
| Instrument Date | Jan 30, 2023 |
| Instrument | 23000305 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 408 THOMAS RD, BENTON, TN 37307-5207 |
The 2025 property tax bill for 408 Thomas Rd was $657, up 0.8% from the year before.
Source: Polk County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $657.00 (+0.77%) | $38,875 (+0.78%) Land $6,500 Building $32,375 | $155,500 Land $26,000 Building $129,500 |
| 2024 | $652.00 (+21.42%) | $38,575 (-) Land $6,200 Building $32,375 | |
| 2023 | $537.00 (+4.07%) | $38,575 (+87.94%) Land $6,200 Building $32,375 | $155,500 (+89.4%) Land $26,000 Building $129,500 |
| 2022 | $516.00 | $20,525 Land $3,100 Building $17,425 | $82,100 Land $12,400 Building $69,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 408 Thomas Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 408 Thomas Rd is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 62% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCOEE UTILITY DISTRICT serves 21,082 people · EPA ID TN0000525 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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