446 Taylor School Rd, Troy, MO 63379 Property Records

Lincoln County property record for 446 Taylor School Rd, Troy, MO 63379 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,307 sqft · built 1903
Lot Size	20.3 acres (887,753 sqft)
Owner	Company Name on File
Last Sale	$656,300 (Jun 2021)
Tax Bill	$1,364 (2025)
Deeds & Mortgages	Jun 2021 Reverse Mortgage May 2018 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-20-10-000-000-018.000`

Property Details

APN / Parcel Number

Primary APN	`14-20-10-000-000-018.000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,307 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Architectural Style	Victorian
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	887,753 sqft (20.3 acres)
Garage Type	Detached
Garage Area	864 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	446 TAYLOR SCHOOL RD
City	TROY
State	MO
Zip	63379-5624
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	20.38 AC PT OF THE SENE OF SEC 10 - RD 678
Legal Range	01E
Legal Township	49N
Legal Section	10
Jurisdiction	LINCOLN MO
Township / Civil Division	SNOW HILL
Census Block Group	3
Census Block	3012
Census Tract	810309

Owner

Source: Lincoln County records · APN 14-20-10-000-000-018.000

Assessment roll updated September 11, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	446 TAYLOR SCHOOL RD, TROY, MO 63379-5624
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 09, 2021	Intrafamily Transfer, Transfer · Reverse Mortgage AMERICAN ADVISORS GROUP
May 09, 2018	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Aug 03, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 09, 2021 · Amount on Record
Deed Sale	Jun 09, 2021 · Amount on Record
Deed Document Number	20217862
Deed Book / Page	2465 / 322
Prior Transfer Date	May 24, 2021
Prior Transfer Doc	2465/322
Record Updated	Jun 08, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN MO
Recording Date	Jun 09, 2021
Property Address	446 TAYLOR SCHOOL RD, TROY, MO 63379-5624
Document Number	2465/322
Book / Page	2465 / 322
Instrument Date	May 24, 2021
Instrument	2021007862
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	446 TAYLOR SCHOOL RD, TROY, MO 63379-5624

Mortgage

Document Number	2021007863
Date	Jun 09, 2021
Instrument	2021007863

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	730 Months
Due	Apr 01, 2082

Interest

Rate Type	Adjustable Rate
Rate	2.21%
Type Change Date	Jul 01, 2021
Index	1-Year LIBOR

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	446 TAYLOR SCHOOL RD, TROY, MO 63379-5624
Transaction Type	Mortgage
Record Updated	Jul 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2422/0521
Date	May 09, 2018
Book Page	2422/0521
Instrument	2018003883

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	767 Months
Due	Apr 01, 2082

Interest

Rate Type	Adjustable Rate
Rate	4.96%
Type Change Date	Jun 01, 2019
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5%
Index	1-Year LIBOR

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	446 TAYLOR SCHOOL RD, TROY, MO 63379-5624
Transaction Type	Mortgage
Record Updated	Oct 02, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017007204
Date	Aug 03, 2017
Book Page	2413/0738
Instrument	2017007204

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jul 25, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated September 11, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,364.00 (+5.65%)	$22,631 (+7.06%) Land $3,990 Building $18,641	$119,110 (+7.06%) Land $21,000 Building $98,110
2023	$1,291.00 (+5.13%)	$21,139 Land $3,762 Building $17,377	$111,260 Land $19,800 Building $91,460
2022	$1,228.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lincoln County (29113C), updated October 5, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 39% of Missouri
Wildfire Likelihood	About 1 in 1,754 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 19 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Wisper ISP	Fixed Wireless	400 / 30
SysTec Wireless Communications	Fixed Wireless (unlicensed)	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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