Lincoln County property record for 440 Taylor School Rd, Troy, MO 63379
| Property Type | Mobile Home |
|---|---|
| Details | 4 bd · 1 ba · 2,356 sqft · built 2004 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,199 (2025) |
| Deeds & Mortgages | Apr 2020 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-20-10-000-000-018.002 |
| Primary APN | 14-20-10-000-000-018.002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Building Area | 2,356 sqft Living Area |
| Basement Area | 2,356 sqft |
| Flooring | Combination, Other |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | Modular |
| Exterior Material | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 130,680 sqft (3 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 440 TAYLOR SCHOOL RD |
|---|---|
| City | TROY |
| State | MO |
| Zip | 63379-5624 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | 3.00 AC TRACT WITHIN THE NW PT OF THE SENE SECT 10 |
| Legal Range | 01E |
| Legal Township | 49 |
| Legal Section | 10 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | SNOW HILL |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 810309 |
Source: Lincoln County records, as of December 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 440 TAYLOR SCHOOL RD, TROY, MO 63379-5624 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 440 TAYLOR SCHOOL RD, TROY, MO 63379-5624 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2020 |
| Name | Verified Name |
|---|
| Document Number | 2445/490 |
|---|---|
| Date | Apr 13, 2020 |
| Book Page | 2445/490 |
| Instrument | 2020003499 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | ORANGE, CA 92868 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.52% |
| Type Change Date | Apr 1, 2021 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
Source: Lincoln County assessment roll, as of June 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Unified School District | Troy R-III School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,199.00 (+0.84%) | $20,011 (+4.26%) Land $5,263 Building $14,748 | $105,320 (+4.26%) Land $27,700 Building $77,620 |
| 2023 | $1,189.00 (-0.75%) | $19,194 Land $4,845 Building $14,349 | $101,020 Land $25,500 Building $75,520 |
| 2022 | $1,198.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 69% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | Fluoride resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Systec Wireless Communications Fixed Wireless | 100 / 20 |
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