Atlantic County and Galloway Township property record for 446 Spruce Ave, Galloway, NJ 08205
| Property Type | Single Family Home |
|---|---|
| Details | 1,803 sqft · built 1950 |
| Lot Size | 0.402 acres (17,498 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $165,000 (Nov 2003) |
| Tax Bill | $5,207 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage |
| APN | 11-00719-0000-00002 |
| Primary APN | 11-00719-0000-00002 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,803 sqft Living Area |
| 1st Floor Area | 1,803 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Ranch |
| Lot Area | 17,498 sqft (0.402 acres) |
| Lot Dimensions | 125 ft deep x 140 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Street Address | 446 SPRUCE AVE |
|---|---|
| City | GALLOWAY |
| State | NJ |
| Zip | 08205-4546 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | 3.01 |
| Legal Subdivision | INCL |
| Legal Block | 719 |
| Legal Lot Number | 2 |
| Jurisdiction | ATLANTIC NJ |
| Township / Civil Division | GALLOWAY |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 10403 |
Source: Atlantic County and Galloway Township records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 446 SPRUCE AVE, GALLOWAY, NJ 08205-4546 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 18, 2003 · Amount on Record |
| Deed Sale | Nov 18, 2003 · Amount on Record |
| Prior Sale | Nov 18, 2003 · Amount on Record |
| Deed Book / Page | 7611 / 2920 |
| Last Transfer Date | Aug 14, 2021 |
| Transfer Doc | 0000067641 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ATLANTIC NJ |
| Recording Date | Nov 18, 2021 |
| Property Address | 446 SPRUCE AVE, GALLOWAY, NJ 08205-4546 |
| Document Number | 0000067641 |
| Instrument Date | Aug 14, 2021 |
| Instrument | 2021067641 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 446 SPRUCE AVE, GALLOWAY, NJ 08205-4546 |
| Document Number | 0000067642 |
|---|---|
| Date | Nov 18, 2021 |
| Instrument | 2021067642 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 178 Months |
| Due | Sep 1, 2036 |
Source: Atlantic County and Galloway Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Atlantic County |
| County Subdivision | Galloway Township |
| Elementary School District | Galloway Township School District (KG - 08) |
| Secondary School District | Greater Egg Harbor Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $153,600 (-) Land $48,700 Building $104,900 | $153,600 (-) Land $48,700 Building $104,900 | |
| 2025 | $5,207.00 (+1.56%) | $153,600 (-) Land $48,700 Building $104,900 | $153,600 (-) Land $48,700 Building $104,900 |
| 2024 | $5,127.00 (+3.95%) | ||
| 2023 | $153,600 Land $48,700 Building $104,900 | $153,600 Land $48,700 Building $104,900 | |
| 2022 | $4,932.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2000–2015) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2015 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 51% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - ATLANTIC COUNTY private · serves 120,146 people · EPA ID NJ0119002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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