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442 Spruce Ave, Galloway (Absecon), NJ 08205 Property Records

Atlantic County and Galloway Township property record for 442 Spruce Ave, Galloway, NJ 08205

Property Summary

Property TypeSingle Family Home
Details1,104 sqft · built 1976
Lot Size0.359 acres (15,625 sqft)
Owner2 Individual Names on File
Last Sale$330,000 (Mar 2025)
Tax Bill$5,749 (2025)
Deeds & MortgagesJan 2020 Sale & Mortgage
Jun 2019 Sale
APN11-00719-0000-00003-02

Property Details

APN / Parcel Number

Primary APN11-00719-0000-00003-02
Alternative APNs
  • 11007190000000030002
  • 11007190000000032

Interior

Stories1 Story
Building Area1,104 sqft Living Area
1st Floor Area1,104 sqft

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleRanch
Construction TypeFrame
Lot Area15,625 sqft (0.359 acres)
Lot Dimensions125 ft deep x 125 ft wide

Location & Zoning

Old Parcel Number11007190000000032
Street Address442 SPRUCE AVE
CityGALLOWAY
StateNJ
Zip08205-4546
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal SubdivisionPLAN OF LOTS SECTION C PINEHURST
Legal Block719
Legal Lot Number3.2
JurisdictionATLANTIC NJ
Township / Civil DivisionGALLOWAY
Census Block Group2
Census Block2014
Census Tract10403

Owner

442 Spruce Ave is owned and occupied by two individuals who bought it in March 2025.

Source: Atlantic County and Galloway Township records, as of July 9, 2026

Owner of Record2 Individual Names on File
Mailing Address442 SPRUCE AVE, GALLOWAY, NJ 08205-4546
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 22, 2020Grant Deed, Transfer · FHA Mortgage
ADVISORS MTG
Jun 25, 2019Grant Deed, Transfer
SURETY TITLE CORPORATION, SURETY TITLE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 26, 2025 · Amount on File
Deed SaleMar 26, 2025 · Amount on File
Prior SaleJan 22, 2020 · Amount on File
Deed Document Number202511061
Prior Transfer DateApr 6, 1989
Prior Transfer Doc4915000804
Record UpdatedSep 20, 2026

January 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionATLANTIC NJ
Recording DateJan 22, 2020
Property Address442 SPRUCE AVE, GALLOWAY, NJ 08205-4546
Document Number0000004202
Instrument DateJan 6, 2020
Instrument4202
Transaction TypeTransfer
Record UpdatedFeb 17, 2020
Title CompanyAGENTS TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$185.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address442 SPRUCE AVE GALLOWAY NJ 082054546, GALLOWAY, NJ 08205-4546

Mortgage

Document Number4203
DateJan 22, 2020
Instrument4203
Lender
NameADVISORS MTG
TypeMortgage Company
AddressOCEAN, NJ 07712
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 21, 2050

June 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionATLANTIC NJ
Recording DateJun 25, 2019
Property Address442 SPRUCE AVE, GALLOWAY, NJ 08205-4546
Document Number0000032025
Instrument DateJun 7, 2019
Instrument32025
Transaction TypeTransfer
Record UpdatedJul 12, 2019
Title CompanySURETY TITLE CORPORATION, SURETY TITLE CORP

Transaction

AmountAmount on Record
Tax$77.11
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address304 NECTAR AVE GALLOWAY NJ 082054500, GALLOWAY, NJ 08205-4500

Tax Assessment & Valuation

The 2025 property tax bill for 442 Spruce Ave was $5,749, up 1.6% from the year before.

Source: Atlantic County and Galloway Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyAtlantic County
County SubdivisionGalloway Township
Elementary School DistrictGalloway Township School District (KG - 08)
Secondary School DistrictGreater Egg Harbor Regional School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$169,600 (-) Land $47,900 Building $121,700$169,600 (-) Land $47,900 Building $121,700
2025$5,749.00 (+1.55%)$169,600 Land $47,900 Building $121,700$169,600 Land $47,900 Building $121,700
2024$5,661.00
2023$169,600 Land $47,900 Building $121,700$169,600 Land $47,900 Building $121,700
2022$5,445.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 442 Spruce Ave; there have been 2 flood claims nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2000–2015)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 442 Spruce Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 51% of New Jersey
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - ATLANTIC COUNTY
private · serves 120,146 people · EPA ID NJ0119002
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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