446 Slate St, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 446 Slate St, Chesapeake, VA 23322

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,076 sqft · built 1980
Lot Size0.518 acres (22,564 sqft)
Owner2 Individual Names on Record
Tax Bill$4,131 (2025)
Deeds & MortgagesSep 2019 Line of Credit
APN0492002000250

Property Details

APN / Parcel Number

Primary APN0492002000250

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,076 sqft Living Area
1st Floor Area962 sqft
AtticAttic
Attic Area484 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area22,564 sqft (0.518 acres)
Lot Dimensions80 ft deep x 340 ft wide
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area30 sqft
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address446 SLATE ST
CityCHESAPEAKE
StateVA
Zip23322-1706
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15S: RESI
Legal DescriptionLOT 39 ALBEMARLE FARMS NORTH SEC 2
Legal SubdivisionALBEMARLE FARMS NORTH
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group1
Census Block1007
Census Tract21103

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address446 SLATE ST, CHESAPEAKE, VA 23322-1706
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address446 SLATE ST, CHESAPEAKE, VA 23322-1706
Transaction TypeMortgage
Record UpdatedJun 30, 2022
Title CompanyLENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010061/11
DateSep 30, 2019
Book Page10061/11
Instrument190026130
Lender
NameBRANCH BANKING & TRUST COMPANY
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$431,800 (+5.57%) Land $200,000 Building $231,800$431,800 (+5.57%) Land $200,000 Building $231,800
2025$4,131.00 (+38.48%)$409,000 (+9.24%) Land $180,000 Building $229,000$409,000 (+9.24%) Land $180,000 Building $229,000
2023$374,400 (+11.49%) Land $170,000 Building $204,400$374,400 (+11.49%) Land $170,000 Building $204,400
2022$335,800 Land $140,000 Building $195,800$335,800 Land $140,000 Building $195,800
2019$2,983.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims2 (1994–2016)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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