Chesapeake City property record for 440 Slate St, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,272 sqft · built 1979 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $315,000 (Jun 2018) |
| Tax Bill | $4,645 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Apr 2023 Refinance + 3 more |
| APN | 0492002000260 |
| Primary APN | 0492002000260 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,272 sqft Living Area |
| 1st Floor Area | 2,019 sqft |
| Attic | Attic |
| Attic Area | 368 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,038 sqft (0.46 acres) |
| Lot Dimensions | 229 ft deep x 132 ft wide |
| Garage Type | Attached |
| Garage Area | 368 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 45 sqft |
| Deck Area | Deck Area |
| Patio Area | 414 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 440 SLATE ST |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-1706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15S: RESI |
| Legal Description | LOT 40 ALBEMARLE FARMS NORTH SEC 2 |
| Legal Subdivision | ALBEMARLE FARMS NORTH |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 21103 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 440 SLATE ST, CHESAPEAKE, VA 23322-1706 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 18, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 10, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance THE OLD POINT NATIONAL BANK OF PHOEBUS |
| Apr 10, 2023 | Deed of Trust, Mortgage · Commercial Mortgage THE OLD POINT NATIONAL BANK OF PHOEBUS |
| Feb 16, 2023 | Transfer on Death Deed, Transfer |
| Jun 25, 2018 | Warranty Deed, Transfer STEWART TITLE, STEWART TITLE GUARANTY CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 25, 2018 · Amount on Record |
| Deed Sale | Jun 25, 2018 · Amount on Record |
| Deed Document Number | 201816588 |
| Deed Book / Page | 9926 / 1581 |
| Last Transfer Date | Oct 4, 2022 |
| Transfer Doc | 0000003210 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 440 SLATE ST, CHESAPEAKE, VA 23322-1706 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 440 SLATE ST, CHESAPEAKE, VA 23322-1706 |
| Document Number | 10956/1474 |
|---|---|
| Date | Mar 18, 2026 |
| Book Page | 10956/1474 |
| Instrument | 260006706 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Apr 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 440 SLATE ST, CHESAPEAKE, VA 23322-1706 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 010652/865 |
|---|---|
| Date | Apr 10, 2023 |
| Book Page | 10652/865 |
| Instrument | 230007152 |
| Name | THE OLD POINT NATIONAL BANK OF PHOEBUS |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 440 SLATE ST, CHESAPEAKE, VA 23322-1706 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 010652/839 |
|---|---|
| Date | Apr 10, 2023 |
| Book Page | 10652/839 |
| Instrument | 230007149 |
| Name | THE OLD POINT NATIONAL BANK OF PHOEBUS |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 1, 2038 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Feb 16, 2023 |
| Property Address | 440 SLATE ST, CHESAPEAKE, VA 23322-1706 |
| Document Number | 010639/274 |
| Book / Page | 10639 / 274 |
| Instrument Date | Oct 4, 2022 |
| Instrument | 230003210 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jun 25, 2018 |
| Property Address | 440 SLATE ST, CHESAPEAKE, VA 23322-1706 |
| Document Number | 9926/1581 |
| Book / Page | 9926 / 1581 |
| Instrument Date | Jun 25, 2018 |
| Instrument | 180016588 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 440 SLATE ST, CHESAPEAKE, VA 23322-1706 |
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $485,700 (+5.61%) Land $200,000 Building $285,700 | $485,700 (+5.61%) Land $200,000 Building $285,700 | |
| 2025 | $4,645.00 (+3.2%) | $459,900 (+9.34%) Land $180,000 Building $279,900 | $459,900 (+9.34%) Land $180,000 Building $279,900 |
| 2024 | $4,501.00 (+33.09%) | ||
| 2023 | $420,600 (+11.18%) Land $170,000 Building $250,600 | $420,600 (+11.18%) Land $170,000 Building $250,600 | |
| 2022 | $378,300 Land $140,000 Building $238,300 | $378,300 Land $140,000 Building $238,300 | |
| 2019 | $3,382.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (1994–2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures