Hernando County property record for 446 Romine Ct, Spring Hill, FL 34609
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,982 sqft · built 1999 |
| Lot Size | 0.538 acres (23,443 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $449,900 (Jul 2025) |
| Tax Bill | $2,465 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Jun 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-223-18-2835-0000-0060 |
| Primary APN | R32-223-18-2835-0000-0060 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,982 sqft Living Area |
| Gross Area | 2,626 sqft |
| 1st Floor Area | 1,982 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 23,443 sqft (0.538 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 319 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 1,017 sqft |
| Deck Area | 72 sqft |
| Patio Area | 494 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 01217702 |
|---|---|
| Street Address | 446 ROMINE CT |
| City | SPRING HILL |
| State | FL |
| Zip | 34609-9410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PADRONS WEST LINDEN ESTATES LOT 6 |
| Legal Range | 18E |
| Legal Township | 23S |
| Legal Section | 32 |
| Legal Subdivision | PADRONS WEST LINDEN ESTATES |
| Legal Lot Number | 6 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 40913 |
Source: Hernando County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 446 ROMINE CT, SPRING HILL, FL 34609-9410 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Mar 20, 2024 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jun 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Apr 3, 2019 | Deed of Trust, Mortgage · Line of Credit GTE FCU |
| Nov 8, 2017 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Jul 31, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 2025 · Amount on Record |
| Deed Sale | Jul 18, 2025 · Amount on Record |
| Prior Sale | Nov 8, 2017 · Amount on Record |
| Deed Document Number | 202550698 |
| Deed Book / Page | 4587 / 1829 |
| Prior Transfer Date | Jun 19, 2017 |
| Prior Transfer Doc | 0034800264 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 446 ROMINE CT, SPRING HILL, FL 34609-9410 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2024 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0044040695 |
|---|---|
| Date | Mar 20, 2024 |
| Book Page | 4404/695 |
| Instrument | 2024017520 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 24, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 446 ROMINE CT, SPRING HILL, FL 34609-9410 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2021 |
| Title Company | SOUTHEAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 446 ROMINE CT, SPRING HILL, FL 34609-9410 |
| Document Number | 0040141288 |
|---|---|
| Date | Jun 17, 2021 |
| Book Page | 4014/1288 |
| Instrument | 2021045876 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 446 ROMINE CT, SPRING HILL, FL 34609-9410 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0036871961 |
|---|---|
| Date | Apr 3, 2019 |
| Book Page | 3687/1961 |
| Instrument | 2019020392 |
| Name | GTE FCU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 2, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Nov 8, 2017 |
| Property Address | 446 ROMINE CT, SPRING HILL, FL 34609-9410 |
| Document Number | 0035231169 |
| Book / Page | 003523 / 001169 |
| Instrument Date | Nov 1, 2017 |
| Instrument | 63074 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2018 |
| Title Company | SOUTHEAST TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,645.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 446 ROMINE CT SPRING HILL FL 346099410, SPRING HILL, FL 34609-9410 |
| Document Number | 35231171 |
|---|---|
| Date | Nov 8, 2017 |
| Book Page | 003523/001171 |
| Instrument | 63075 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 7, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 446 ROMINE CT, SPRING HILL, FL 34609-9410 |
| Document Number | 0034990702 |
| Book / Page | 003499 / 000702 |
| Instrument Date | Jul 31, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2017 |
| Name | Verified Name |
|---|---|
| Address | 446 ROMINE CT SPRING HILL FL 346099410, SPRING HILL, FL 34609-9410 |
| Document Number | 0034990702 |
|---|---|
| Date | Aug 18, 2017 |
| Book Page | 003499/000702 |
| Instrument | 47756 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 17, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,465.00 (+45.17%) | $160,431 (+5.99%) | $417,506 (-0.08%) Land $79,706 Building $337,800 |
| 2023 | $151,369 Land $151,369 | ||
| 2022 | $1,698.00 | $417,837 Land $79,706 Building $338,131 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 22 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
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