437 Romine Ct, Spring Hill, FL 34609 Property Records

Hernando County property record for 437 Romine Ct, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 4,074 sqft · built 2007
Lot Size	0.496 acres (21,588 sqft)
Owner	2 Individual Names on Record
Last Sale	$669,000 (Mar 2022)
Tax Bill	$10,511 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R32-223-18-2835-0000-0090`

Property Details

APN / Parcel Number

Primary APN	`R32-223-18-2835-0000-0090`
Alternative APNs	`01217739` `1217739`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Plumbing Fixtures	18 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	4,074 sqft Living Area
Gross Area	5,101 sqft
1st Floor Area	2,271 sqft
Upper Floors Area	1,803 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2012
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,588 sqft (0.496 acres)
Garage Type	Attached
Garage Area	668 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	450 sqft
Porch	Open Porch
Porch Area	1,233 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	01217739
Street Address	437 ROMINE CT
City	SPRING HILL
State	FL
Zip	34609-9411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PADRONS WEST LINDEN ESTATES LOT 9
Legal Range	18E
Legal Township	23S
Legal Section	32
Legal Subdivision	PADRONS WEST LINDEN ESTATES
Legal Lot Number	9
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2000
Census Tract	40913

Owner

Source: Hernando County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12346 DUCKETT CT, SPRING HILL, FL 34610-6502
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2022 · Amount on Record
Deed Sale	Mar 22, 2022 · Amount on Record
Prior Sale	Jun 7, 2004 · Amount on Record
Deed Document Number	202221923
Deed Book / Page	4144 / 1236
Prior Transfer Date	Nov 7, 2000
Prior Transfer Doc	0014080049
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Mar 22, 2022
Property Address	437 ROMINE CT, SPRING HILL, FL 34609-9411
Document Number	0041441236
Book / Page	4144 / 1236
Map Reference	MB 25 PG 43&44
Instrument Date	Mar 14, 2022
Instrument	2022021923
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	CHELSEA TITLE NATURE COAST, CHELSEA TTL OF NATURE COAST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,683.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2465 FIRSTLIGHT WAY, 2465, WINTER PARK, FL 32792-6100

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12346 DUCKETT CT, SHADY HILLS, FL 34610-6502

Mortgage

Document Number	0041441238
Date	Mar 22, 2022
Instrument	4144/1238

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Apr 1, 2029
Change Frequency	Annually
Min Rate At Change	5.87%
Max Rate At Change	11.8%
Index	1-Year LIBOR
Max Rate	11.8%

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,511.00 (-8.54%) Homeowner's exemption	$724,076 (-4.32%)	$741,594 (-2%) Land $73,399 Building $668,195
2023		$756,743 Land $103,714 Building $653,029
2022	$11,492.00		$756,743 Land $73,399 Building $683,344

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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