446 River Rd W, Plains, MT 59859 Property Records

Sanders County property record for 446 River Rd W, Plains, MT 59859

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,208 sqft · built 1979
Lot Size	15.9 acres (694,782 sqft)
Owner	Individual Name on File
Tax Bill	$2,247 (2026)
Flood Zone	Zone X (minimal risk)
APN	`R352804`

Property Details

APN / Parcel Number

Primary APN	`R352804`
Alternative APNs	`35-2979-20-2-01-50-0000` `0000002044`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,208 sqft Living Area
1st Floor Area	1,208 sqft
Basement Area	604 sqft
Finished Basement	604 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	694,782 sqft (15.9 acres)
Terrain	Below Road/Slope
Garage Type	Mixed
Garage Area	1,464 sqft
Parking Spaces	6 Parking Spaces
Porch	Slab
Porch Area	344 sqft
Pole Barn	231 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000002044
Street Address	446 RIVER RD W
City	PLAINS
State	MT
Zip	59859-9353
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S20, T20 N, R26 W, C.O.S. 3341, ACRES 15.95, N2NENW
Legal Range	26W
Legal Township	20N
Legal Section	20
Jurisdiction	SANDERS MT
Township / Civil Division	PLAINS
Census Block Group	2
Census Block	2059
Census Tract	100

Owner

Source: Sanders County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 338, PLAINS, MT 59859-0338
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Sanders County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Sanders County
Unified School District	Plains K-12 Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,247.00 (-14.33%)	$558,600 (-)
2025	$2,623.00 (-0.15%)	$558,600 (+38.03%)	$558,600 (+38.03%) Land $235,570 Building $323,030
2023	$2,627.00	$404,700	$404,700 Land $115,775 Building $288,925

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	6 (1997–2011)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jul 2011 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2011 · 2 claims Severe Storms,ice Jams, Snow Melt, Flooding, Jun 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 70% of Montana
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blackfoot Telephone Cooperative Fiber	1,000 / 500