Sanders County property record for 428 River Rd W, Plains, MT 59859
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,472 sqft · built 1981 |
| Lot Size | 10.3 acres (449,104 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $281,100 (Dec 2016) |
| Tax Bill | $2,304 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | R353918 |
| Primary APN | R353918 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,472 sqft Living Area |
| 1st Floor Area | 1,472 sqft |
| Basement Area | 1,288 sqft |
| Finished Basement | 1,288 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 449,104 sqft (10.3 acres) |
| Terrain | Below Road/Slope |
| Garage Type | Detached |
| Garage Area | 1,536 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 48 sqft |
| Deck Area | 100 sqft |
| Shed | 1 Shed |
| Shed Area | 816 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000002520 |
|---|---|
| Street Address | 428 RIVER RD W |
| City | PLAINS |
| State | MT |
| Zip | 59859-9353 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S20, T20 N, R26 W, PLAT C N2N2 10.31 AC |
| Legal Range | 26W |
| Legal Township | 20N |
| Legal Section | 20 |
| Jurisdiction | SANDERS MT |
| Township / Civil Division | PLAINS |
| Census Block Group | 2 |
| Census Block | 2059 |
| Census Tract | 100 |
428 River Rd W is owned and occupied by two individuals who bought it in December 2016.
Source: Sanders County records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 428 RIVER RD W, PLAINS, MT 59859-9353 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 12, 2016 · Amount on File |
| Deed Sale | Dec 12, 2016 · Amount on File |
| Deed Document Number | 2016304888 |
| Deed Book / Page | 1 / 86804 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 428 River Rd W was $2,304, down 14.2% from the year before.
Source: Sanders County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Sanders County |
| Unified School District | Plains K-12 Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,304.00 (-14.16%) | $572,800 (-) | |
| 2025 | $2,684.00 | $572,800 | $572,800 Land $198,346 Building $374,454 |
| 2023 | $2,681.00 | $413,700 | $413,700 Land $101,675 Building $312,025 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 428 River Rd W in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective November 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 6 (1997–2011) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Jul 2011 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 428 River Rd W is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 66% of Montana |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blackfoot Telephone Cooperative Fiber | 1,000 / 500 |
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