446 Regal Downs Cir, Winter Garden, FL 34787 Property Records

Orange County property record for 446 Regal Downs Cir, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,508 sqft · built 2001
Lot Size	0.132 acres (5,738 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Jan 2026)
Tax Bill	$1,333 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-22-27-6800-00-400`

Property Details

APN / Parcel Number

Primary APN	`23-22-27-6800-00-400`
Alternative APNs	`272223680000400` `119573` `120357` `121736`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,508 sqft Living Area
Gross Area	1,900 sqft
1st Floor Area	1,508 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,738 sqft (0.132 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	12 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	446 REGAL DOWNS CIR
City	WINTER GARDEN
State	FL
Zip	34787-4030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	REGAL POINTE PHASE 1 43/129 LOT 40
Legal Range	27E
Legal Township	22S
Legal Section	23
Legal Subdivision	REGAL POINTE PH 1
Legal Phase	1
Legal Tract	6800
Legal Lot Number	40
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	3
Census Block	3048
Census Tract	17402

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	446 REGAL DOWNS CIR, WINTER GARDEN, FL 34787-4030
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2026 · Amount on Record
Deed Sale	Jan 8, 2026 · Amount on Record
Prior Sale	Mar 22, 2001 · Amount on Record
Deed Document Number	202615438
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jan 8, 2026
Property Address	446 REGAL DOWNS CIR, WINTER GARDEN, FL 34787-4030
Document Number	0000015438
Map Reference	MB 43 PG 129&130
Instrument Date	Jan 7, 2026
Instrument	20260015438
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	APEX TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,205.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	209 IDAHO AVE, SALEM, OH 44460-2038

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 REGAL DOWNS CIR, WINTER GARDEN, FL 34787-4030

Mortgage

Document Number	0000015439
Date	Jan 8, 2026
Instrument	20260015439

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$125,707 (+2.7%)	$320,070 (-1.13%) Land $100,000 Building $220,070
2025	$1,333.00 (+5.71%) Homeowner's exemption	$122,402 (+5.99%)	$323,740 (+8.89%) Land $100,000 Building $223,740
2024	$1,261.00 (+4.91%)
2023	$1,202.00 (+4.25%) Homeowner's exemption	$115,487 (+3%)	$297,313 (+18.41%) Land $100,000 Building $197,313
2022	$1,153.00 Homeowner's exemption	$112,123	$251,089 Land $85,000 Building $166,089

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: CenturyLink, Verizon.

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